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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No fault zopa

Trust the bank and easy to use app on time text and emails and no faults at all Reviewed on: 28th March 2022

Great credit card

I have had no problems with the card the app is great for me keep up my payments Reviewed on: 28th March 2022

Love reminders to keep me on track!

Great service with clear and easy app to navigate around! Love the reminders as life does get hectic and has done, even more so over the past year for me. Reviewed on: 28th March 2022

Great bank and super easy to use

I got one of their cards to help build credit rating. Easy to use, easy to deal with Reviewed on: 28th March 2022

Amazing

Such an amazing provider! Great app, great service! Don’t be blinded by main stream providers, Zopa know what they are doing and do it very well! Reviewed on: 28th March 2022

Does what it says on the tin.

So far so good. They have done everything as promised and the app is easy to install and use. Reviewed on: 28th March 2022

Easy and clear

Used for a couple of years now, and everything is way easier than other credit providers i use, even paying is simple. I've used this as a great tool to grow my credit rating Reviewed on: 28th March 2022

Everything's fine

Nice card, fast transfer, no problems :) Reviewed on: 28th March 2022

FANTASTIC

Great service. Staff that care. Not usual for a banking service. Reviewed on: 28th March 2022

About Zopa

I'm happy to have this credit card. Easy and flexible!! Reviewed on: 28th March 2022

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