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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Easy and clear

Used for a couple of years now, and everything is way easier than other credit providers i use, even paying is simple. I've used this as a great tool to grow my credit rating Reviewed on: 28th March 2022

Everything's fine

Nice card, fast transfer, no problems :) Reviewed on: 28th March 2022

FANTASTIC

Great service. Staff that care. Not usual for a banking service. Reviewed on: 28th March 2022

About Zopa

I'm happy to have this credit card. Easy and flexible!! Reviewed on: 28th March 2022

Power in your pocket

This card is simply amazing giving you such great buying power far exceeding most other credit cards and it comes with such a reasonable interest rate it makes the whole experience a dream. The app also is so very easy and user friendly to navigate all I can truly and very honestly say is WOW!!! Reviewed on: 28th March 2022

User friendly

A straight forward and user friendly App, excellent * Reviewed on: 28th March 2022

Best credit card

Best card by far I have loads of cards but this one is 5 star Reviewed on: 28th March 2022

Best card

I will always recommend that card to everyone Reviewed on: 28th March 2022

Easy to manage

App is good and had no issues with them. Would recommend to friends Reviewed on: 28th March 2022

Mr J Inglesby

Excellent company sensible credit limits helping people to get back on track ***** Reviewed on: 28th March 2022

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Zopa: Credit card reviews

36% increase in 5 star reviews

400% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (44342)

Easy and clear

Everything's fine

FANTASTIC

About Zopa

Power in your pocket

User friendly

Best credit card

Best card

Easy to manage

Mr J Inglesby

Review Zopa: Credit card now

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