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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best Bank I've Never Heard Of!

Never heard of this bank before, but, I'm pleasantly surprised! Reviewed on: 26th January 2022

Zopa

The customer service is excellent Reviewed on: 26th January 2022

Should be called. Supa

Zopa always keep me informed we’re I am with my credit, very easy app to use. Simply just supa Reviewed on: 26th January 2022

Excellent

Gave me a chance when others wouldn’t. Reviewed on: 26th January 2022

Best card

App easy to navigate and give me updates on any transaction made Reviewed on: 26th January 2022

Really fast card arrival and fair rates

Applied for card and two days later it’s here, really quick service Reviewed on: 26th January 2022

Zopa is amazing!

Zopa makes it so easy to see what you have spent and what balances you have left. They are very informative and send notifications every time you spend to help you keep track of your spending. They also have an option to help you build you credit rating bu showing you the things you need to work on. Zopa is the best and I’m so glad I found them. Reviewed on: 26th January 2022

Excellent service

The app is simple and easy to use and you can very easily manage all the benefits of your card with it, I cannot fault the service Reviewed on: 26th January 2022

Amazing

Excellent Customer service. always on point Reviewed on: 26th January 2022

Superb

Fantastic customer support and awesome banking app Reviewed on: 26th January 2022

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