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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Amazing service

5
From application to continued service they are first class Reviewed on: 26th January 2022
Steve's avatar
Steve

Amazing Credit Card

5
This card offers flexibility and is very likely to accept you and provide a credit limit you can manage. Reviewed on: 26th January 2022
Ella Alexandra's avatar
Ella Alexandra

Fantastic

5
This Card suits my every needs and is complimented perfectly by it’s easy is smart phone app which works for me, it’s refreshing because we finally have a bank which works for the people and not it’s share holders Reviewed on: 26th January 2022
Mark Andrews's avatar
Mark Andrews

Easy to use

5
Great service when needed. Card came very fast. Easy to make payments Reviewed on: 26th January 2022
Dawn Richens's avatar
Dawn Richens

Great for getting credit score and your finances back on track

5
Great helped me manage my credit score and giving me ways to improve it very good company Reviewed on: 26th January 2022
James K Copland's avatar
James K Copland

Excellent answer to application

5
It was a quick application and an answer within minutes and easy to use and the app also Reviewed on: 26th January 2022
Steven holland's avatar
Steven holland

Brilliant, simple, easy app

5
Being with zopa is great. I get alerts when I spend and setting everything up was easy. The application was straight forward and approved in minutes. Looking forward to building my credit rating even more with zopas responsible help. Reviewed on: 26th January 2022
Kimberleigh Smith's avatar
Kimberleigh Smith

Excellent

5
Great bank would never not pass them onto friends and family. Reviewed on: 26th January 2022
jamie.searl@icloud.com's avatar
[email protected]

Excellent always let you know few days before uour due payment

5
I think it easy to use card in shops,,never have problems using the card ,I would recommend to people to apply for one ty Reviewed on: 26th January 2022
Paulo Steventi's avatar
Paulo Steventi

Really good in sulving problems

5
Really good ,I’m so happy with the card and service Reviewed on: 26th January 2022
Sham's avatar
Sham

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