Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Amazing credit card

I am now 40 years old and grew up with the times of technology. Banks and credit cards have not adored and having a Zoopa card is a breath of fresh air. Easy to use app and when depositing money it shows on the account instantly so no late fees or going over your limit. With the added security of being able to freeze and unfreeze your card in an instant adds a great security feature when travelling. Reviewed on: 28th March 2022

Quick and easy

Got my card decision In no time and was up and running almost as quick, the app is easy to navigate. Really happy customer. Reviewed on: 28th March 2022

App

The online app is so easy to use Reviewed on: 28th March 2022

great

great company easy to deal with you Reviewed on: 28th March 2022

incredible effieciency and simple to work with for all.

very simple and effective way of having full control over finances and getting a clear overview. Reviewed on: 28th March 2022

I'm glad I'm in Zopa

It is a very serious company, the application works very well and is very simple to use. I am very satisfied since I use Zopa Reviewed on: 28th March 2022

Simple application

Simple application, good rates , totally recommend, Reviewed on: 28th March 2022

Easy to set up

Easy to apply for, set up on phone app, easy to make repayments. No complaints Reviewed on: 28th March 2022

Easy contact, highly recommended bank

In my experience Zopa's customer service is second to none. Any time I have needed to contact them it has been quick with easy and any issues sorted effortlessly Reviewed on: 28th March 2022

Nice happy fair company

Best company I'm with , I'm with 6 different credit card companies Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.90 from 81 reviews
Aqua credit cards
from NewDay 4.89 from 3309 reviews
Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub