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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Power in your pocket

This card is simply amazing giving you such great buying power far exceeding most other credit cards and it comes with such a reasonable interest rate it makes the whole experience a dream. The app also is so very easy and user friendly to navigate all I can truly and very honestly say is WOW!!! Reviewed on: 28th March 2022

User friendly

A straight forward and user friendly App, excellent * Reviewed on: 28th March 2022

Best credit card

Best card by far I have loads of cards but this one is 5 star Reviewed on: 28th March 2022

Best card

I will always recommend that card to everyone Reviewed on: 28th March 2022

Easy to manage

App is good and had no issues with them. Would recommend to friends Reviewed on: 28th March 2022

Mr J Inglesby

Excellent company sensible credit limits helping people to get back on track ***** Reviewed on: 28th March 2022

Amazing credit card

I am now 40 years old and grew up with the times of technology. Banks and credit cards have not adored and having a Zoopa card is a breath of fresh air. Easy to use app and when depositing money it shows on the account instantly so no late fees or going over your limit. With the added security of being able to freeze and unfreeze your card in an instant adds a great security feature when travelling. Reviewed on: 28th March 2022

Quick and easy

Got my card decision In no time and was up and running almost as quick, the app is easy to navigate. Really happy customer. Reviewed on: 28th March 2022

App

The online app is so easy to use Reviewed on: 28th March 2022

great

great company easy to deal with you Reviewed on: 28th March 2022

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