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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Able to put credit back on track

Easy to apply , easy to understand app and really helpful Reviewed on: 26th January 2022

Simple & Fantastic

Great service, great app. Simple to use. Can’t ask for more! Reviewed on: 26th January 2022

Simply the best

Easy communication very reliable I love it Reviewed on: 26th January 2022

great company

they really care about the customer Reviewed on: 26th January 2022

Best service ever

Best credit card that can help anyone to rebuild their credit. Excellent customer service and very friendly, respectful, polite and helpful staff. Reviewed on: 26th January 2022

Excellent

My experience with zopa is very great Reviewed on: 26th January 2022

Refreshing change

Great service backed up with great products- it really is a breath of fresh air. Reviewed on: 26th January 2022

Great simply fantastic!

Excellent app and customer service, would recommend! Reviewed on: 26th January 2022

Excellent service

Simple to use mobile app easy to apply for card and received quickly ,quick update when you use card of money spent Reviewed on: 26th January 2022

Finances simplified

Everything with zopa is strait forward, easy to use and understand. It’s also quick, like, if you pay money in it shows up strait away. You don’t have to wait a few days for you balance to catch up like other credit cards. Highly recommend zopa!! Very happy customer!! Reviewed on: 26th January 2022

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