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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

incredible effieciency and simple to work with for all.

very simple and effective way of having full control over finances and getting a clear overview. Reviewed on: 28th March 2022

I'm glad I'm in Zopa

It is a very serious company, the application works very well and is very simple to use. I am very satisfied since I use Zopa Reviewed on: 28th March 2022

Simple application

Simple application, good rates , totally recommend, Reviewed on: 28th March 2022

Easy to set up

Easy to apply for, set up on phone app, easy to make repayments. No complaints Reviewed on: 28th March 2022

Easy contact, highly recommended bank

In my experience Zopa's customer service is second to none. Any time I have needed to contact them it has been quick with easy and any issues sorted effortlessly Reviewed on: 28th March 2022

Nice happy fair company

Best company I'm with , I'm with 6 different credit card companies Reviewed on: 28th March 2022

I love my Zopa Card

I love my Zopa card, I’ve always struggled with finding credit and I was so shocked to have been accepted and this has been amazing for me. I use this card for daily expenses as I’m trying to build my credit. Reviewed on: 28th March 2022

Zopa is the best,

I never had an problems to receive best loan and credit cards thanks to Zopa, everything is easy and understandable Reviewed on: 28th March 2022

User Friendly

Lovely app and credit card. Easy to setup and use, easy to see transactions and balance. Very happy. Reviewed on: 28th March 2022

A true honest service

I found this credit card company fair and very easy to work with . Reviewed on: 28th March 2022

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