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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great service and clear application method

I was very impressed with the application process right through to the using of my digital card and on-line services Reviewed on: 26th January 2022

Best card available!!!!

Zopa was so easy to apply hardly any time waiting for confirmation and they keep you updated almost instantly after any transaction you make first class service would recommend it to anyone family and friends Reviewed on: 26th January 2022

Zopa

Great credit card and easy to use app Reviewed on: 26th January 2022

Zopas decent like

This card has helped me out a good few times in recent times while fighting for my kid, I don't know what I would have done without it Reviewed on: 26th January 2022

Top company

Very good service Trusted by me thank u Reviewed on: 26th January 2022

Simplicity in a complicated world

I can honestly say that I’ve never been happier with Zopa Bank. They have the easiest, simplistic yet informative approach I’ve ever experienced. From the signing up process to card activation, even now with their push notifications and app that’s fool proof, the whole journey so far has been amazing and I have no faults to pick out. Being able to call or have a live chat within seconds on the app is great for the modern world and climate we are currently in. I wish other companies, not just in the banking world could make processes, information and use of their products as smooth and appealing as this! Reviewed on: 26th January 2022

Brilliant account

Brilliant and so easy to use and easy to change payment plans and payment dates. Brilliant. Reviewed on: 26th January 2022

Fantastic card

Good experience, clear understanding, fantastic service Reviewed on: 26th January 2022

Easy to set up

Easy set up and straight forward to use. Reviewed on: 26th January 2022

A Good Helping Card

Helps to build your bad credit up Reviewed on: 26th January 2022

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