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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Mr

Easy to use app and very handy. Great customer service and updates. Reviewed on: 28th March 2022

Very good

Easy and quick, I recommend it to everyone Reviewed on: 28th March 2022

Brilliant experience.

Wonderful customer service with transparency every step of the way. Reviewed on: 28th March 2022

Great card for credit building.

I have not had any issues or problem so far since using the service Reviewed on: 28th March 2022

Excellent service

Easy to use i like to use zopa credit card low interest Reviewed on: 28th March 2022

Best card ever

Good card to get you on the road to recovery Reviewed on: 28th March 2022

Fantastic product

Easy to use and simple app. Easy application process. Reviewed on: 28th March 2022

Zopa is great

Since I have had my zopa card I have had great service with no issues or problems and would recommend zopa to anyone having issues gaining access to credit Reviewed on: 28th March 2022

My vote

Good all round experience, no trouble with their app Reviewed on: 28th March 2022

For the most part, good

for the most part they are really great. There was however a hiccup on the app with loading my card and so it made me miss a payment which was never rectified and damaged my credit Reviewed on: 28th March 2022

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