Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Great for credit building.

Easy to apply for and have never had a problem with it. Reviewed on: 26th January 2022

Great credit card

One of the biggest benefits for me is that payments reflect instantly whether I pay from the app or via my bank. Easy to use app. Reviewed on: 26th January 2022

superb

brilliant app easy to use and clear messages Reviewed on: 26th January 2022

Very helpful and useful

Zopa has helped me improve my Credit rating and giving me pride back by offering me a credit card! It’s so easy to be on control with a Zopa Credit card, You’re always aware of you balance and any payments that need to be paid and when Reviewed on: 26th January 2022

Good

Perfect bank, easy and practical to deal with it. Reviewed on: 26th January 2022

Great experience

Been the best credit card i've used ever. Easy to set up and to spend. Reviewed on: 26th January 2022

Brilliant service

Well recommended! Helping rebuild my credit! Reviewed on: 26th January 2022

Great credit card company!

Great credit card company, always keeping me up to date with my account. Sending me notifications of payments spent on my account. keeps on track of my spending. Also receive texts messages when payments are due and sends notifications of credit limit increases. Reviewed on: 26th January 2022

Love Zopa

Quick easy to pay each month brilliant Reviewed on: 26th January 2022

Excellent

Excellent service friendly and always helpful Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.51 from 10 reviews
Credit builder credit card
from Vanquis 4.78 from 19907 reviews
Gold Credit Card
from American Express 4.58 from 24 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub