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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Easy to use i like to use zopa credit card low interest Reviewed on: 28th March 2022

Best card ever

Good card to get you on the road to recovery Reviewed on: 28th March 2022

Fantastic product

Easy to use and simple app. Easy application process. Reviewed on: 28th March 2022

Zopa is great

Since I have had my zopa card I have had great service with no issues or problems and would recommend zopa to anyone having issues gaining access to credit Reviewed on: 28th March 2022

My vote

Good all round experience, no trouble with their app Reviewed on: 28th March 2022

For the most part, good

for the most part they are really great. There was however a hiccup on the app with loading my card and so it made me miss a payment which was never rectified and damaged my credit Reviewed on: 28th March 2022

My regular monthly order.

I find using Zopa so easy that I don't get flustard or panicky, reading my statements they are plain and simple which makes my life easier. Reviewed on: 28th March 2022

Brilliant Bank

So straight forward to use, money’s gets put on credit card straight away Reviewed on: 28th March 2022

Flexible and reliable

I have had no issues at all with zopa who have looked after me with their line of credit. I was so impressed that even my partner has used them for a loan. Great work and keep up the great work Reviewed on: 28th March 2022

Great card great service

Very easyvtobuse and keep up with on app Reviewed on: 28th March 2022

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