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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Excellent quality service

5
Excellent quality service with people Reviewed on: 26th January 2022
Hafiz 's avatar
Hafiz

My review

5
Zopa are a fair and listening company, their credit card was simple to apply for and decision was instant so i would recomnend them very highly to anyone, other banks dont give people with credit history that isnt perfect a fair hearing, so thats why i very highly recommend zopa. Reviewed on: 26th January 2022
Karon's avatar
Karon

Excellent service

5
Issued me with a credit card with a manageable limit and I couldn't be more delighted with the app, recommend 100% Reviewed on: 26th January 2022
David Gascoyne 's avatar
David Gascoyne

Great service

5
I have had great service and use of my account with zopa, and thoroughly recommend them for others to use. Reviewed on: 26th January 2022
Keith Johnson's avatar
Keith Johnson

Amazing

5
Zopa have given me a chance to start improving my credit rating when no one else would. Amazing and very easy to set up and manage Reviewed on: 26th January 2022
Paul P's avatar
Paul P

Credit card!

5
I had a lot of trouble with the documents needed for my credit card to be sent out with other companies. So I tried Zopa I got accepted straight away. Send my correct documents that were needed and I got my card sent out in 5 days. The Zopa app is also very good! Everything you need to know is on there! I couldn’t recommend this company if you want a credit card quick and easy! 10/10 service!! Reviewed on: 26th January 2022
sebmarkalexander@icloud.com's avatar
[email protected]

Great customer service

5
Everything is very quick and easy can’t rate them enough Reviewed on: 26th January 2022
Ashley Fox's avatar
Ashley Fox

Fabulous

5
Easy app to use. Brilliant customer service without a long wait to speak to an advisor. Best bank I’ve ever used! One happy customer. Thank you! Reviewed on: 26th January 2022
Becky Lupton's avatar
Becky Lupton

I will definitely recommend Zopa

5
Easy way to apply for credit card and and build your credit score best customer service. Reviewed on: 26th January 2022
Youssef.elhounaidi@gmail.com's avatar
[email protected]

Excellent service

5
Excellent service Helped me out when I needed it Very professional Reviewed on: 26th January 2022
Alan's avatar
Alan

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