Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

My regular monthly order.

I find using Zopa so easy that I don't get flustard or panicky, reading my statements they are plain and simple which makes my life easier. Reviewed on: 28th March 2022

Brilliant Bank

So straight forward to use, money’s gets put on credit card straight away Reviewed on: 28th March 2022

Flexible and reliable

I have had no issues at all with zopa who have looked after me with their line of credit. I was so impressed that even my partner has used them for a loan. Great work and keep up the great work Reviewed on: 28th March 2022

Great card great service

Very easyvtobuse and keep up with on app Reviewed on: 28th March 2022

Superb thank you

Excellent web service and understood every step Thank you Reviewed on: 28th March 2022

Amazing company

Really helpful and use full company Reviewed on: 28th March 2022

Love this.

Service good highly recommend excellent! Reviewed on: 28th March 2022

Life saver

Zopa changed my credit score and improved my financial situation Reviewed on: 28th March 2022

Absolutely brilliant

I have never had any problems with Zopa and I would highly recommend Reviewed on: 28th March 2022

Overall well structured company

My experience with Zopa has been great, when I first received my account with Zopa I was greeted with an abundance of helpful information that allowed me to understand the mobile app as well as the structure of our financial agreement. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.27 from 107 reviews
Overpay
from Incredible 4.60 from 5 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub