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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Just what you need!

The best help I have to better my credit score! Reviewed on: 26th January 2022

Zopa credit card

Good customer service , easy to use quick response toward application , easy to manage Reviewed on: 26th January 2022

Very good

I love the app and everything about the card and company Reviewed on: 26th January 2022

Excellant service

Helpful and customer focused with complete empathy for the customer Reviewed on: 26th January 2022

Very good customer care

The customer care is very important to me and Zopa has met all my expectations as far as customer care Reviewed on: 26th January 2022

Excellent service and up to date info

I have nothing much to say but I've no complaints only praise Reviewed on: 26th January 2022

An opportunity to grow

Thanks to Zopa I’m now in a position to grow my credit rating and get back on track - excellent app, tracking and seem less usage Reviewed on: 26th January 2022

Great!!!

Zopa have always been great to me. Quick friendly and always ready to listen. I| would recommend them them to anyone who wanted a no hassle bank. Reviewed on: 26th January 2022

Really very good

Fantastic app I have one more credit card but is not like Zopa Zopa credit card help me always Thanks Zopa Reviewed on: 26th January 2022

Perfect credit card

I get card in 2 days super fast , good rates as well Reviewed on: 26th January 2022

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