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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Brilliant

Outstanding, I couldn’t live without my Zopa … so easy to keep track in my spending Reviewed on: 28th March 2022

Easy user friendly service

I am a new customer and it was so easy to set everything up, from opening the account to setting up the mobile app. I get notifications to remind me when payments are due and find this service a lot easier to use than other banking apps. The card arrived within a couple of days which was a lot quicker than other companies. Reviewed on: 28th March 2022

Happy customer

I’ve had a great experience with Zopa. Struggled to get credit elsewhere. Been treated fairly by Zopa and communication has been great. The app is really brilliant to use and I can keep a check on my account with just a couple of clicks. A very happy customer! Reviewed on: 28th March 2022

The company to increase and buid your credit score.

My credit score went by 300 points plus in 5 months of signing for Zopa. Not only that but my intial credit limit of £450 increased to £1100. Now on my way to having excellent credit score. Reviewed on: 28th March 2022

Perfect service

it is verry great card and I will recommended it to everyone Reviewed on: 28th March 2022

Simple and easy

Zopa app for the credit card is easy to use from making repayments to checking statements and transactions Reviewed on: 28th March 2022

Great App

Great App so efficient makes managing payments and statements so easy and fast. Good customer service with email updates. Reviewed on: 28th March 2022

I very like

Very good . Very good experience Reviewed on: 28th March 2022

Brilliant service

Every aspect is perfect and would recommend to all Reviewed on: 28th March 2022

Great app . Keeps in touch with my spending and updates me with transactions and balances .

Regular statements and updates keep me on track with my spending . A card that also helps you to save . It's a far safer way of using a credit card and encouraged responsible spending. Reviewed on: 28th March 2022

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