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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent company Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Simple and easy

Simple and easy app to use and keep up to date with paymets and spending Reviewed on: 26th January 2022

Good credit builder

Great credit builder and app, lots of useful tips to keep on the right road to creditworthyness Reviewed on: 26th January 2022

Great help

Very easy to understand A helpful BANK!!!!!!! Reviewed on: 26th January 2022

Zopa banking

I love how easy the app is to use and how good they are at helping when needed I've recommended zopa to my sisters and they both love it Reviewed on: 26th January 2022

Fixed my life

I’ve used my card to fix my credit score massively, it’s made my life less stressful and put me back on track. Reviewed on: 26th January 2022

Amazing

Always keeping you up to date and easy to use , customer service has been fantastic too but that’s only when you need them. Otherwise Brilliant ! Reviewed on: 26th January 2022

Very transparent

Excellent customer service from application to card customer Reviewed on: 26th January 2022

Responsible lender

I have found Zopa to be a responsible lender. It has helped me back on the credit ladder. More so than my own bank that I have been banking with for years. Reviewed on: 26th January 2022

There when you need them

A while back I lost my credit card and it was so easy to have a new one ordered and to have the lost one blocked. Complete peace of mind. Reviewed on: 26th January 2022

Excellent all round service!

Zopa have been excellent during my time with them making everything simple and straightforward. Highly recommended! Reviewed on: 26th January 2022

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