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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Perfect service

it is verry great card and I will recommended it to everyone Reviewed on: 28th March 2022

Simple and easy

Zopa app for the credit card is easy to use from making repayments to checking statements and transactions Reviewed on: 28th March 2022

Great App

Great App so efficient makes managing payments and statements so easy and fast. Good customer service with email updates. Reviewed on: 28th March 2022

I very like

Very good . Very good experience Reviewed on: 28th March 2022

Brilliant service

Every aspect is perfect and would recommend to all Reviewed on: 28th March 2022

Great app . Keeps in touch with my spending and updates me with transactions and balances .

Regular statements and updates keep me on track with my spending . A card that also helps you to save . It's a far safer way of using a credit card and encouraged responsible spending. Reviewed on: 28th March 2022

Very best credit card

I love the facility the App is very simply Reviewed on: 28th March 2022

Amazing service.

I am using this card like 7 months ago but compared to any other cards it’s more easy to use and reliable then others.. Reviewed on: 28th March 2022

Great service

Using Zopa is a step forward in banking. It has been designed with the consumer in mind and is very user friendly. Leaves the traditional high street banks behind. Reviewed on: 28th March 2022

Excellent service

Easy to use, great way of working and very fair decisions in all aspects of banking Reviewed on: 28th March 2022

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