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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great full customer

The service and information for Zopa is so easy to understand. Always will to offer other services which I would not were available. Thank you Reviewed on: 28th March 2022

Great easy to use friendly credit card

Since having a Zopa card, it makes credit use so manageable! Personally like the fact that when you pay your balance it's almost immediate! Early notifications to make sure you don't miss a payment and a manageable credit limit! ZOPA keep up the good work!!!! 5 stars! Reviewed on: 28th March 2022

Great quick easy

The best and quickest the app easy Reviewed on: 28th March 2022

Very impressed

Zopa have been instrumental in helping increase my credit score. Set me a manageable credit limit and it's so easy to keep on top of it all with their easy to use app. Brilliant...I've recommended family and friends to use Zopa too. Reviewed on: 28th March 2022

Great company

I was able to purchase some aids to help me around the house with my Zopa Credit Card. I have recently been diagnosed with a nerve debilitating condition. Reviewed on: 28th March 2022

A great credit card with complete understanding of building a credit score and allowing you to use a credit card

Great company. Would 10/10 suggest Reviewed on: 28th March 2022

Best credit card

I like the fact that when u pay off your balance unlike other cards it goes on straight away where other card companies take about 2 days Reviewed on: 28th March 2022

Fantastic customer care

Great experience with credit card company, a breath of fresh air, in a very crowded market. Reviewed on: 28th March 2022

Great service

Prompt to help, reminders to pay Reviewed on: 28th March 2022

Alexander Balogh

The best Credit card in year 2022 Reviewed on: 28th March 2022

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