Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Best credit card

I like the fact that when u pay off your balance unlike other cards it goes on straight away where other card companies take about 2 days Reviewed on: 28th March 2022

Fantastic customer care

Great experience with credit card company, a breath of fresh air, in a very crowded market. Reviewed on: 28th March 2022

Great service

Prompt to help, reminders to pay Reviewed on: 28th March 2022

Alexander Balogh

The best Credit card in year 2022 Reviewed on: 28th March 2022

ZOPA when I need it most

Zopa are greatbots always to hand when I need it and the features are great like the app, being able to see my spending and changing dd details when I need to, what more could I ask for Reviewed on: 28th March 2022

Clear, Simple and Competent

App is very clear with instructions and simple to use. All information and customer service is competently handled. Reviewed on: 28th March 2022

Top class service provider

Very happy customer, would recommend to friends & family Reviewed on: 28th March 2022

Great company

Great credit card company I need to win ;) Reviewed on: 28th March 2022

Great and trusted

Good service,good app highly recommend Reviewed on: 28th March 2022

Helpful.

Happy whit your product and easy to use your app Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.33 from 14 reviews
Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub