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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Easy to use

4
App user friendly, card flexi to use with cushion set, hope to have more innovative features as well soon Reviewed on: 26th January 2022
Wing Chun Alexander Chow's avatar
Wing Chun Alexander Chow

Excellent

5
Very easy to use. Good savings account aswell. Reviewed on: 26th January 2022
Tim bale's avatar
Tim bale

Amazing bank

4
Love love love my card so easy to use Reviewed on: 26th January 2022
Marie Crane's avatar
Marie Crane

Easy

5
Good company! Very easy to work with. Reviewed on: 26th January 2022
Zigmars Dzenis's avatar
Zigmars Dzenis

Past poor credit rating

5
Helpful to try and build your credit history for the best Reviewed on: 26th January 2022
Liam's avatar
Liam

Fabulous

5
Good customer service and instant reply Reviewed on: 26th January 2022
dhruv patel's avatar
dhruv patel

Absolutely brilliant

5
Very helpful and easy to use the app .quick response when got a query Reviewed on: 26th January 2022
Deborah Gray's avatar
Deborah Gray

Excellent

5
So easy to apply and really good App. Clear to track what you spend as you get a notification every time you use your card. Best credit card I have had. Thank you. Reviewed on: 26th January 2022
Lynne's avatar
Lynne

Great Service

5
No hassle great service all on line Reviewed on: 26th January 2022
Christopher David Oldham's avatar
Christopher David Oldham

best credit card

5
perfect for every day use easy and great to go around Reviewed on: 26th January 2022
Mohamed jellal's avatar
Mohamed jellal

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