Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent company Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

Effortless and pain free credit

The Zopa app I'd really easy and simple to use -offering easy insights into credit rating and ways to improve Reviewed on: 26th January 2022

Great Bank.

Really easy app to use and navigate. Always kept up to date on spending and offer. Reviewed on: 26th January 2022

Great credit card - simple & straightforward

Whole process was so easy from applying to getting card to getting limit increase. You feel in control of payments and decisions. Reviewed on: 26th January 2022

Excellent Support

They’ve supported me when I needed to make a start on rebuilding my credit. Easy to use credit card with easy access to online features to help me manage my balance. Reviewed on: 26th January 2022

Top card

Very good service and easy to use app Reviewed on: 26th January 2022

Amazing company

Great customer service, informative emails and communication first class service Reviewed on: 26th January 2022

Best credit card

Best credit card I’ve had low interest rates and easy to use app and also easy repayments Reviewed on: 26th January 2022

Excellent levels service

This provider has been excellent throughout my time with them, no questions is not answered in a timely manner. The app is great, I feel comfortable using their service and in control. Reviewed on: 26th January 2022

Not like the usual credit card companies

I was skeptical as never really heard of Zopa but after applying and getting my card I couldn't be happier with the service, the app is fantastic and very easy to use Reviewed on: 26th January 2022

Good all round

Simple and clear t&C's, Good starting limit, very good aftercare information. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.73 from 6 reviews
Credit card
from Chase Bank 5.00 from 1 reviews
Marbles Credit Card
from NewDay 4.90 from 538 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 1 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7181 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub