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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent company Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Great

Excellent and professional service Reviewed on: 26th January 2022

Great service

Very helpful no hassle great service and they care about people Reviewed on: 26th January 2022

Easy

Very easy to use and easy to repay Reviewed on: 26th January 2022

Reliable helpful

I couldn’t get credit many places and I have been trying to build my credit score and the zopa credit card has given me a chance to get my credit score up by accepting me for a credit card I have already seend my score go up by 30/40 points in the last few months. No issues with the card or making payments very easy app to use. Appreciate all their help. Reviewed on: 26th January 2022

zopa credit card is the best in the uk.

very easy to use with little interest. Reviewed on: 26th January 2022

Simple to use, excellent service

Simple to use, excellent service, easy App. So nice to be given a chance Reviewed on: 26th January 2022

Customer focus

Their services are aimed solely at customer satisfaction. 5 star for me Reviewed on: 26th January 2022

Amazing

Great customer service, kept informed about my application even when requesting further information. Highly recommended. Reviewed on: 26th January 2022

Excellent and so easy to use.

Only company to trust me. Very easy to make payments reasonable interest rates. Reviewed on: 26th January 2022

Easy to use. They explain everything.

It’s helped with my credit score and provided me with a safety net for emergencies. It’s easy to then pay off. Reviewed on: 26th January 2022

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