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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Convenient

Really helpful and convenient customer service Reviewed on: 26th January 2022

Great Company . With great offers.

More than just a credit card. Many offers,on energy,broadband. Quick deposits make sure your always on track. Also helps guide your credit rating. Would recommend to any one. Reviewed on: 26th January 2022

I find it helps with credit rating.

I find contacting customer services very easy & they seem very helpful. Reviewed on: 26th January 2022

All the time

Love it keep me going when am short of money Reviewed on: 26th January 2022

Great

Easy card to manage and alerts you when You pay easy to pay and manage Reviewed on: 26th January 2022

Come in just st the right time

Just when my luck was down Zopa gave me a boost just what I needed just at the right time Reviewed on: 26th January 2022

£££Zopa - soup

I have been few months with Zopa is so far as very good service so is worth to try to see how far can you go.. Reviewed on: 26th January 2022

Service

Excellent service I love Zopa would love to recommend Reviewed on: 26th January 2022

Exerlant

So good and quick exerlant on line services can't fault it enough so happy I have one Reviewed on: 26th January 2022

cant ask for more

brilliant easy to use app no struggling to understand complicated texts best card ever Reviewed on: 26th January 2022

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