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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Straight forward to use and excellent service

The app is so simple to use and customer service is too class. A responsible lender who keep you updated on credit score etc Reviewed on: 28th March 2022

Best Bank Ever

I have had this credit card and it’s the best one I have ever had!!! Best customer service aswell Reviewed on: 28th March 2022

Amazing service

Best credit card and automatically increased my credit limit Reviewed on: 28th March 2022

On track

Leads to improving credit file when guidelines are followed. Reviewed on: 28th March 2022

Excellent credit card

Applied for the Zopa credit card I was accepted and got my card within 3 days excellent customer services could not do enough to help me highly recommend this card Reviewed on: 28th March 2022

Excellent customer service and advice for your credit score

I would like to say that Zola are No1 for the customer, they listen and they help you all the way excellent service right from the start Reviewed on: 28th March 2022

GOOD CUSTOMER SERVICE AND SUPPORT

Application process Easy and friendly Reviewed on: 28th March 2022

Very help and easy to use

Zopa Is very easy to use and there customer service outstanding and help you with any problem you have an understand if you have any financial problems Reviewed on: 28th March 2022

Super

Fast and easy, very good.easy to manage Reviewed on: 28th March 2022

Great Credit Card

A fantastic credit card that can help you increase your credit score if you don’t have very good credit. Reviewed on: 28th March 2022

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