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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Better than the rest

Hassle free, no nonsense credit card company. Best I’ve used in over 30 years Reviewed on: 26th January 2022

Best Card

The best credit card I've had, the app is simple to use and helps you stay in control. Reviewed on: 26th January 2022

Great

Really easy to get on with and great app Reviewed on: 26th January 2022

Thank you

I cant fault my experience with the company all very helpful Nc not had any problems unlike some others I have used, very happy and would definitely recommend a friend, Reviewed on: 26th January 2022

Zopa the best credit card

Easy application, great app, access 24/7 very quickly updated, I am really happy Reviewed on: 26th January 2022

Great Card

The card came within a week of being accepted and the app is easy to use and explains about the card. Reviewed on: 26th January 2022

Magic

Great card no problems will recommend to friends Reviewed on: 26th January 2022

Zopa are perfect for setting good credit

The app is accessible and easy to set up. Perfect to understand. It’s a great card to have. Thanks Zopa Reviewed on: 26th January 2022

Easy to use

Easy to use and understand. It’s my first credit card and it’s been a great experience to start with Reviewed on: 26th January 2022

Zopa is amazing!

I love zopa! As it’s so convenient to use. Yes I would definitely recommend to friends/family. x Reviewed on: 26th January 2022

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