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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Taibah

Very good card I like the app as well one of the best card Reviewed on: 28th March 2022

Really great card

Excellent customer service, easy to use App Reviewed on: 28th March 2022

Great new credit card

Easy to use app fast application approval Reviewed on: 28th March 2022

Amazing

Easy to use app. Simply amazing product Reviewed on: 28th March 2022

Excellent

Best of the best, I can recommend it for anyone Reviewed on: 28th March 2022

Easy to use, increased limits quickly

It’s been an overall good experience with Zopa Reviewed on: 28th March 2022

Zopa are great

So efficient, so easy to use and really helpful. Great app too! Reviewed on: 28th March 2022

Good credit provider

Excellent credit provider, very fair. Reviewed on: 28th March 2022

Zopa are OK not 100% but ok

I've been with zopa for some time they are a ok company not 100% but definitely not very bad I would say 70-85% good.. they have given me chance to rebuild my credit score once again and I've kept within my limits pay back what is owed but my score never go's up .. As I said it's a ok company just needs slightly improvement but hey my review will probably be ignored and won't be seen by anyone let alone win £1,000 hey you never know can only dream Reviewed on: 28th March 2022

Excellent service

Very professional service, easy to apply and everything was completed quickly and efficiently Reviewed on: 28th March 2022

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