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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ace Company. No hassle. Highly recommended

All good experience. Thank you very much Reviewed on: 28th March 2022

New Bank that dose everything different than the rest.

I am very happy to be associated with ZOPA Bank as they are customer satisfaction focused and very easy to deal with .I am a very happy customer and will have a long relationship with ZOPA Reviewed on: 28th March 2022

Very professional and easy

Very quick and easy, professional, clear app, clearly rules, short time coming my card to home Reviewed on: 28th March 2022

Customer service

The customer service is second to none. No waiting around. My enquiry was dealt with promptly and efficiently. 10/10 Reviewed on: 28th March 2022

Great!

Fab experience, very helpful, and great for people trying to get their credit score higher Reviewed on: 28th March 2022

Amazing company

So easy and friendly to deal with I would recommend to everyone it's also helped with my credit score Reviewed on: 28th March 2022

Fair card great credit builder

Love zopa, easy no hassel credit card Reviewed on: 28th March 2022

One word - awesome!

Customer service is quick & responsive. The app is fantastic and user friendly. It’s clear and shows everything that is needed to manager your credit on a day to day basis.. couldn’t speak more highly compared to other credit providers. Reviewed on: 28th March 2022

Everything it's great but interests rate bit higher

I have great experience I use my credit card when ever I want where ever I want simply and easy Reviewed on: 28th March 2022

Amazing

Very easy app not had any problems that wasn't sorted with a very quick phone call. "The problems were all me fault" Reviewed on: 28th March 2022

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