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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great to maintain and easy to use

Great to maintain and easy to use the App. Although it is new and some tech issues the app is easy navigate. I have no issues Reviewed on: 26th January 2022

Great

When I came across this site I didn't expect to get the card I was surprised when they said yes Reviewed on: 26th January 2022

Zopa credit card app

Easy to use app payments credited immediately very good Reviewed on: 26th January 2022

The easy and useful credit card/builder

What a great card and app. Very easy to control and well organised to help with keeping within your limits and helping to build a better credit history. Reviewed on: 26th January 2022

1st always.

Gave me a credit card and chance to show how good I could be when others wouldnt.Thank you. Reviewed on: 26th January 2022

Great experience

I have found Zopa to be a very easy and fair company to deal with. They have an excellent customer service team who are very knowledgeable and eager to help.I would definitely recommend them. Reviewed on: 26th January 2022

Clear & Easy

Everything is in plain English and is easy to understand, making payments on my balance could not be easier and the app makes monitoring my spending a very simple thing to do. Consumer friendly, which is quite often not what businesses achieve these days, but Zopa certainly has! Reviewed on: 26th January 2022

Great product

Easy to manage credit card with a very simple app to maintain account Reviewed on: 26th January 2022

Recommended for everything

Very helpful n reliable to assist Reviewed on: 26th January 2022

Helped me when others wouldn't

I've recently came out of a 10 year marriage and my credit wasn't in a good place. Zopa offered me my first credit card. I was over the moon and its really helped grow my credit score. The app is easy to use and customer service has always been professional. Very happy customer Reviewed on: 26th January 2022

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