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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Helpful

Helping me build my credit and accepting me had been great Reviewed on: 26th January 2022

Outstanding!

Zopa have the best customer service. Always helpful and friendly. The app is nice and easy to use and I honestly couldn’t be happier with the card itself. Thank you! Reviewed on: 26th January 2022

Quick and easy to apply

Applied for card got accepted and arrived with in 7 days with my limit. Several options for repayment Reviewed on: 26th January 2022

Nice

I like the idea , helping me get some more Reviewed on: 26th January 2022

Excellent company

Excellent app, everything is easy if you need help. Reviewed on: 26th January 2022

Very understanding if you have to talk to somebody T&A seem to know what they're talking about Lily Moore

I think they're going in the right direction Reviewed on: 26th January 2022

Good service

All online, no paper bills and reminders when payment due Reviewed on: 26th January 2022

Miss O'Brien

Zopa is a very fair company and im so happy I joined this flexable banking thanks Zopa keep up the great work . Reviewed on: 26th January 2022

Very good

Very reliable and secure bank , helped me when I need support with my finances Reviewed on: 26th January 2022

Awesome Zopa

Easy,Easy, and Easy with the great app it’s super easy to take control of your money and with great offers on other products thrown it it’s just great !!! Reviewed on: 26th January 2022

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