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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Simple, secure and efficient

My experience with Zopa has Been very smooth and I couldn’t recommended them anymore Reviewed on: 26th January 2022

Very quick and professional service

As above could no fault it very quick and professionally service. Reviewed on: 26th January 2022

Very straightforward easy-to-use great

100% all grate never had any problems Reviewed on: 26th January 2022

Excellent service easy to apply

Had no problems whats so ever Helpful staff great service Reviewed on: 26th January 2022

Zopa is the best

Very easy to use..helpful app..always helpful with any problems..would definitely recommend to family and friends Reviewed on: 26th January 2022

Spectacular

It really came in handy honestly Reviewed on: 26th January 2022

Excellent

All transactions are problem free. Any concerns customer service is on hand immediately and provide excellent advise and are empathetic to your needs. Could not recommend the team at Zopa enough Reviewed on: 26th January 2022

Good honest card - a breath of fresh air

Reasonable interest rates ; I may say the best on the market Reviewed on: 26th January 2022

Zopacalafrajalisticexbeallydocious

Honest,Quick,Understanding, & Real Reviewed on: 26th January 2022

Amazing from first application

Very easy application, fast service. Recommended to all friends and family Reviewed on: 26th January 2022

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