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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

Very easy to use and to keep track of how much I spend and what I have left. Reviewed on: 28th March 2022

Step by step

I use the credit card and its app is easy to use and manage. Great also for those building their credit. Reviewed on: 28th March 2022

Convenient and reliable

Been very convenient. When I was waiting for replacement debit card, it was good to know I could transfer to zopa and use instantly Reviewed on: 28th March 2022

User friendly

User-friendly app! sometimes money transfers shows asap compare to other credit cards takes 2 days. Reviewed on: 28th March 2022

Great in every aspext

Really easy to apply. Zopa has really helped me improve my credit score. Also the customer service is great. I really recommend them Reviewed on: 28th March 2022

great service

reallyeasy to use and good communication with theircustomer Reviewed on: 28th March 2022

Good app

Good app, easy to use. Makes keep on eye on your spending easier Reviewed on: 28th March 2022

Simple and efficient

The Zopa app is very easy to use. Any payments are processed to your account within seconds. The card is stylish and never fails when making payment unlike a lot of cards. I would highly recommend to anyone. Reviewed on: 28th March 2022

Awareness

I love how I am always aware of how much I have remaining when I spend and there are no delays with the balance amending. Reviewed on: 28th March 2022

Great app great credit card

Allays keeping you updated and helping you be sensible with your money Reviewed on: 28th March 2022

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