Smart Money People Logo

Zopa: Credit Card reviews

4.92
Based on 32,422 reviews, last reviewed 26th Oct 2024
77% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is a great company. Zopa is a great company. They look after their customers. I enjoy paying them as they are a fantastic credit provider Reviewed on: 23rd September 2024
Maria Owens's avatar
Maria Owens

Latest lowest rating:

1

Dont not use - trapped as cant transfer my balance Dont not use...it is impossible to transfer balance from Zopa to another card provider. You are trapped with them due to how they have there system se... Read more Reviewed on: 26th October 2024
I hate Zopa's avatar
I hate Zopa

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (32422)

Review of the Zopa, Credit Card:

Brilliant

5
They give you a credit limit limit and suggest the you keep a buffer and only spend up to the buffer. If you need to use the buffer you can but it is restored the next month. It's brilliant Reviewed on: 31st May 2023

Careful banking

5
Only lend what I can afford always keeping me informed,When my next installment is due giving me time to balance my finances Reviewed on: 15th April 2024

Mr Wshirw

5
The card is useful and easy to use and handy at all times Reviewed on: 15th April 2024

Easy to deal easy to pay on the app

5
Easy to deal easy to pay on the app Reviewed on: 15th April 2024

Easy to keep up too date with statements on the...

5
Easy to keep up too date with statements on the app Reviewed on: 15th April 2024

Brilliant company

5
First time borrower and must say the process was smooth , the Zopa staff that called were extremely efficent and helpful . Money was paid in under an hour into my account ... making it easy to now get some my home improvements completed . Would definitely use Zopa again , could not be happier . Thank You Zopa Reviewed on: 15th April 2024

User friendly systems, you can’t complain.

5
User friendly systems, you can’t complain. It’s excellent Reviewed on: 14th April 2024

Professional

5
The whole process was trouble free Reviewed on: 14th April 2024

in general a good experience

5
In general, utilising this open credit card proved to be a positive encounter. They offer a variety of optional features that consider your financial means and evaluate your credit to give you a complete picture of your finances. The app interface is user-friendly and functions smoothly, resulting in a satisfying experience. Reviewed on: 14th April 2024

Really easy to use.

5
Really easy to use, app does exactly what you would expect it to. Credit cushion is a great feature. Reviewed on: 14th April 2024

Outstanding Supporting Service, always simple & easy...

5
Outstanding Supporting Service, always simple & easy, very responsive service when required Reviewed on: 13th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products