Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 37,057 reviews, last reviewed 4th Apr 2025
441600% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have given me a very positive experience allowi... Zopa have given me a very positive experience allowing me to better my credit rating Reviewed on: 4th April 2025
Yvonne S's avatar
Yvonne S

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37057)

Review of the Zopa, Credit Card:

Happy customer

5
Everything good and ferfect .I like your services and it was very secure. Reviewed on: 1st March 2025

Excellent

5
Straight forward, easy to use app, friendly customer service. Reviewed on: 3rd April 2025

No issues using zopa excellent service

5
No issues using zopa excellent service Reviewed on: 3rd April 2025

I have the new bank (love the card) and a credit car...

5
I have the new bank (love the card) and a credit card both easy to manage and been a customer for well over 12 months. Reviewed on: 3rd April 2025

Not had any problems.

5
Not had any problems. Always ask for permission to increase. app easy to use and understand. Reviewed on: 3rd April 2025

Customers careeasy to speak with the advice team

5
Very easy to speak with the advice team Reviewed on: 3rd April 2025

Good value for money excellent customer service

5
Good value for money excellent customer service Reviewed on: 3rd April 2025

My experience with Zopla with my credit card has mad...

5
My experience with Zopla with my credit card has made me financially better off in every way thank you Reviewed on: 3rd April 2025

Topcardyou pay off money off you...

5
A easy to use app and when you pay off money off your balance it shows up straight away great cars you Reviewed on: 3rd April 2025

The customer service was excellent and the applicati...

5
The customer service was excellent and the application process was very straightforward. Reviewed on: 3rd April 2025

zopa highly recomended

5
very easy to deal with and very helpfull Reviewed on: 3rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products