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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Easy and fast service

5
Helpful customer service and easy App to use. Reviewed on: 28th January 2022
Mojtaba Farahani's avatar
Mojtaba Farahani

Never had a problem

5
Never had a problem with this company Reviewed on: 28th January 2022
Claire Hesketh's avatar
Claire Hesketh

Quick and easy

5
Quick application process, very clear and easy to understand, no hidden costs, and a customer service is amazing Reviewed on: 28th January 2022
Inga Germova's avatar
Inga Germova

Great experience

5
Zopa app is great even allows you to set a limit of how much you spend monthly. I have tother credit cards but none offer this. Reviewed on: 28th January 2022
Adler's avatar
Adler

Excellent service and 5 star

5
Very easy to use app, pop aynebys clear immediately Reviewed on: 28th January 2022
Philip Citrine-Mazurkiewicz's avatar
Philip Citrine-Mazurkiewicz

Excellent

5
Excellent service, I like that you always know exactly how much is left and the text notifications letting you know what you've spent and how much you is left Reviewed on: 28th January 2022
Mike P's avatar
Mike P

Great bank

5
Zopa is ideal Customer service is excellent Brilliant bank Reviewed on: 28th January 2022
moyra keeling 's avatar
moyra keeling

My review

4
Brilliant easy to use and understand low fees Reviewed on: 28th January 2022
Shel Michelle's avatar
Shel Michelle

Excellent

5
Easy to work with brilliant service Reviewed on: 28th January 2022
jakealln78@icloud.com's avatar
[email protected]

Brilliant

5
Brilliant customer service and can’t fault anything so far Reviewed on: 28th January 2022
Shane's avatar
Shane

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