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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best Credit Card

its one of the best credit cards i have encountered for a while - that give a wide range of choices Reviewed on: 26th January 2022

Brilliant

I have had my credit card a couple of months now and had no problems with it Reviewed on: 26th January 2022

5 stars

Love zopa. Friendly staff and easy to use app. Reviewed on: 26th January 2022

Excellent

Excellent service and simple and good performance app everything you need Reviewed on: 26th January 2022

Amazing

I fins this card so useful and easy to pay back and quick to transfer bk Reviewed on: 26th January 2022

Money matters help matters

I think that zopa are very helpful and understanding about people's needs and help us a lot Reviewed on: 26th January 2022

GO GO ZOPA

Great service supported with a good Mobile APP and quick clearance of funds when making payments Reviewed on: 26th January 2022

Very good service

No hassle banking right here ..good rates and very flexible due to the pandemic and loss off work ( payment) Reviewed on: 26th January 2022

transparent and fair card services

Best card I ever had, transparent rules, friendly app, payments immediately credited Reviewed on: 26th January 2022

The most convenient and easiest credit card to use

Zopa has been very east to interact with and the whole process has been straight forward, from applying for a card to receiving and using. The online application is easy to manoeuvre and has made me a long time user. Reviewed on: 26th January 2022

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