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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zoopla

Zoopla are the best Reviewed on: 28th January 2022

Quick easy and manageable

One of the easiest apps to use managing your card plus so much more. Wish I discovered them prior to other providers highly reccomendes Reviewed on: 28th January 2022

Awesome for building credit

Great for building credit and great app Reviewed on: 28th January 2022

Simple and well featured

The sign up to Zopa was simple, the app is fantastic and really easy to use. Reviewed on: 28th January 2022

Quick set up

Very quick from starting the application to receiving the card. Incredibly easy app to use that allows you full visibility of all your activity. Reviewed on: 28th January 2022

Easy to use

Lot of tips on the app so so good Reviewed on: 28th January 2022

Exceptional

Great app and service that's gives great information...different to other apps. Really focuses on the customer experience. Reviewed on: 28th January 2022

Just when I needed help

At a time when my credit score was really low and I had no hope of getting a loan from anywhere to a pre-existing IVA, Zopa were kind enough to give me a credit card to help alleviate my situation. I will be forever grateful. Thank you Zopa. Reviewed on: 28th January 2022

Great credit card with amazing support

Ever since I first got my zopa credit card I have not had any issues with the company or service. Reviewed on: 28th January 2022

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