Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44339)

Great credit card with amazing support

5
Ever since I first got my zopa credit card I have not had any issues with the company or service. Reviewed on: 28th January 2022
Sparks91k's avatar
Sparks91k

Easy and fast service

5
Helpful customer service and easy App to use. Reviewed on: 28th January 2022
Mojtaba Farahani's avatar
Mojtaba Farahani

Never had a problem

5
Never had a problem with this company Reviewed on: 28th January 2022
Claire Hesketh's avatar
Claire Hesketh

Quick and easy

5
Quick application process, very clear and easy to understand, no hidden costs, and a customer service is amazing Reviewed on: 28th January 2022
Inga Germova's avatar
Inga Germova

Great experience

5
Zopa app is great even allows you to set a limit of how much you spend monthly. I have tother credit cards but none offer this. Reviewed on: 28th January 2022
Adler's avatar
Adler

Excellent service and 5 star

5
Very easy to use app, pop aynebys clear immediately Reviewed on: 28th January 2022
Philip Citrine-Mazurkiewicz's avatar
Philip Citrine-Mazurkiewicz

Excellent

5
Excellent service, I like that you always know exactly how much is left and the text notifications letting you know what you've spent and how much you is left Reviewed on: 28th January 2022
Mike P's avatar
Mike P

Great bank

5
Zopa is ideal Customer service is excellent Brilliant bank Reviewed on: 28th January 2022
moyra keeling 's avatar
moyra keeling

My review

4
Brilliant easy to use and understand low fees Reviewed on: 28th January 2022
Shel Michelle's avatar
Shel Michelle

Excellent

5
Easy to work with brilliant service Reviewed on: 28th January 2022
jakealln78@icloud.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6588 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill