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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Easy to use

5
Every time my card is used I receive notice Reviewed on: 28th January 2022
Onur's avatar
Onur

Zoopla

5
Zoopla are the best Reviewed on: 28th January 2022
Diane Cadman's avatar
Diane Cadman

Quick easy and manageable

5
One of the easiest apps to use managing your card plus so much more. Wish I discovered them prior to other providers highly reccomendes Reviewed on: 28th January 2022
Dalec's avatar
Dalec

Awesome for building credit

5
Great for building credit and great app Reviewed on: 28th January 2022
Lee90's avatar
Lee90

Simple and well featured

5
The sign up to Zopa was simple, the app is fantastic and really easy to use. Reviewed on: 28th January 2022
Robert Cockerill's avatar
Robert Cockerill

Quick set up

5
Very quick from starting the application to receiving the card. Incredibly easy app to use that allows you full visibility of all your activity. Reviewed on: 28th January 2022
Neil Budge's avatar
Neil Budge

Easy to use

5
Lot of tips on the app so so good Reviewed on: 28th January 2022
Gary cousins 's avatar
Gary cousins

Exceptional

5
Great app and service that's gives great information...different to other apps. Really focuses on the customer experience. Reviewed on: 28th January 2022
Tracey Tudor's avatar
Tracey Tudor

Just when I needed help

5
At a time when my credit score was really low and I had no hope of getting a loan from anywhere to a pre-existing IVA, Zopa were kind enough to give me a credit card to help alleviate my situation. I will be forever grateful. Thank you Zopa. Reviewed on: 28th January 2022
Allan Shugz Fakeye's avatar
Allan Shugz Fakeye

Recommended

5
Fantastic online banking, very easy to use, great deals. I definitely recommend. Reviewed on: 28th January 2022
Roz Leite's avatar
Roz Leite

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