Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Credit card

5
Great credit card low interest rate Reviewed on: 16th April 2021

Good company

5
Great organised system, hassle free Reviewed on: 16th April 2021

Fantastic customer experience

5
Zopa is a very flexible service , it gives customers full control over their finances and is always there to provide support when needed , I am a very please customer. Reviewed on: 16th April 2021

Good Credit

5
Very good experience with zopa offering an opportunity to improve my credit situation. Also very good communication and inovative with thier services Reviewed on: 16th April 2021

Best no hassle

5
First credit card so far I'm using it abroad with out any problems.. internet banking is working in where I am right now, i have few credit card which is doesn't work Reviewed on: 16th April 2021

Great service

5
Absolutely fantastic company to deal with. Reviewed on: 16th April 2021

Company

5
No words just perfection and professional and amazing company helps me with my personal circumstances Reviewed on: 16th April 2021

Good card for credit builder

5
good for apr and credit builder bast for bad credit people who want to build a good credit. Reviewed on: 16th April 2021

excellent card service

5
Fresh, innovative, forward thinking Bank. Great customer service. Superfast updates for transactions and balance. Excellent Bank. Reviewed on: 16th April 2021

Zopa

5
Great credit card /great service Reviewed on: 16th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
    View all products