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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Excellent product and very easy to use app Reviewed on: 29th January 2022

Very good in customer service

Everything is fine good customer service and reasonable interests. Reviewed on: 29th January 2022

Great company

Very useful credit card and very reasonable rates Reviewed on: 29th January 2022

Love zopa

Excellent customer service, easy app Reviewed on: 29th January 2022

fantastic

ize,amazing I like Zopa ,accept evering storis Reviewed on: 29th January 2022

Customer Friendly

I found Zopa customer service very friendly and their app easy to use. The joining process also easy to comply with. Reviewed on: 29th January 2022

Excellent card and service

Found the app easy to follow, had brilliant customer services and everything is easy to follow, found managing my account super easy. Would recommend Reviewed on: 28th January 2022

Outstanding

Just all round reliable banking and credit Reviewed on: 28th January 2022

Just simply fantastic

Very clear and easy way to help with my credit score Reviewed on: 28th January 2022

Easy to use

Every time my card is used I receive notice Reviewed on: 28th January 2022

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