Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa card

Excellent service and easy. Automatic adjustment of your card. Reviewed on: 26th January 2022

Very easy and efficient

East steps to apply, very straightforward and received my card within a few days. Reviewed on: 26th January 2022

Great card great information

Always keep me up to date with my account and show me what I need to do Reviewed on: 26th January 2022

Great cards

The card . So simple to use & great app. Reviewed on: 26th January 2022

Helpful fare and friendly

I stumbled across a fraudulent transaction and Zopa took all my stress away reimbursed me whilst investigating kept me informed iv found their service great and would totally recommend Reviewed on: 26th January 2022

easy hassle free credit card

never had any issues, was easy to apply and quick delivery. I love my card, use it all the time and pay if off monthly. definitely would recommend Zopa. Reviewed on: 26th January 2022

Just simple

Applying for a Zopa card was the best thing I ever did, it was just so simple ,there customer support team are second to none, and I have recommended Zopa to a lot of my friends and family. Reviewed on: 26th January 2022

Best credit card company by far

Zopa are brilliant, the app is awesome and the alerts when paying on the card means you can manage better. Reviewed on: 26th January 2022

Easy Lending

Very easy and acceptable to borrow and very simple to use and keep track with the app. Reviewed on: 26th January 2022

How great zopa is

Great company Great card and limit and fantastic call centre really helpful Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.03 from 13 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews
All in One Credit Card
from Santander 3.32 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5555 reviews
Smart Saver
from Zopa 4.94 from 7492 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub