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Zopa: Credit Card reviews

4.93
Based on 37,052 reviews, last reviewed 4th Apr 2025
441100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very quick, efficient, customer focused Very quick, efficient, customer focused Reviewed on: 4th April 2025
Wendy w's avatar
Wendy w

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (37052)

Great service

5
Quick and easy to use and great customer interaction. Would highly recommend Reviewed on: 15th February 2021

Reliable

4
Reliable company. Quick delivery of my card Reviewed on: 15th February 2021

Great credit card

5
Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021

Excellent service all round

5
Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021

Great Customer Service

5
I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021

5 star

5
Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021

Simple, efficient, speedy

5
Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021

Fantastic

5
Great credit card, easy to use and app is really useful which provides clear visibility on your spending and to also manage your credit limit. Reviewed on: 15th February 2021

First Class Service!

5
Love that my payments clear my balance near instantly. This allows me to budget better, and stay within my credit limit. The handy credit reporting and eligibility tool is also very useful for keeping track on your personal finances. Can’t fault them. Reviewed on: 15th February 2021

easy to use

5
great card and online facility which is easy to use Reviewed on: 15th February 2021

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