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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

ZOPA Excellent performance

ZOPA credit card is reliable,comprehensive,and its customers relationship is superb. Kudos!!! Reviewed on: 26th January 2022

Good service

Zopa helped me when nobody else would. Reviewed on: 26th January 2022

Brilliant

Helped out a lot very good company Reviewed on: 26th January 2022

Efficient, hassle free & responsible

Zopa's interface on the app and website is user friendly. Customer service is responsive, and I feel that I do trust and appreciate Zopa, they are reliable and responsible. I make payments easy, I know my balance, transactions, statements and I am given informative emails about my status. Zopa doesn't easily give in and increase credit, which I feel is because they are responsible. They helped me when I needed to use credit, and I pay it back on time because the interface is easy to use and informative for me. Reviewed on: 26th January 2022

Zopa are Amazing

Zopa is Brilliant in so many ways, I can pay any amount onto my card anytime with no pressure and the payment doesn’t take a certain amount of days to process or clear, the payment is back on the card instantly, that is just one reason of so many Reviewed on: 26th January 2022

Good

Very good bank, helped me keep on top of things Reviewed on: 26th January 2022

Excellent service

Amazing services so far. Very easy to use. Instant payments. And the new saving tool is great Reviewed on: 26th January 2022

Brilliant service

Im so happy with Zopa Very gd service. Great clear app and process your payments to your account straightaway. Great service and would thoroughly recommend them . Reviewed on: 26th January 2022

Lovely simple to understand app

Fast and easy application and easy to manage through the app and also on line Reviewed on: 26th January 2022

Simple and efficient

Great customer service and easy to use app. Reviewed on: 26th January 2022

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