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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great

5
Really easy to use, nice app interface. I like the feel of the card too. Functionality to have pin reminder. Very good Reviewed on: 16th April 2021
Muhammad Javed Iqbal 's avatar
Muhammad Javed Iqbal

Great service

5
Very helpful card,seem to want to actually help customers keep control of their finances Reviewed on: 16th April 2021
James Brown's avatar
James Brown

Excellent

5
Meeting your needs where ever you go. Reviewed on: 16th April 2021
Pate Nakailoma's avatar
Pate Nakailoma

Great service

5
Great service from zopa in all aspects of my card would recommend to anyone Reviewed on: 16th April 2021
chris.mason07@hotmail.co.uk's avatar
[email protected]

Straight forward

5
Straight forward banking , with straight forward thinking customer service excellent , no problems at all Reviewed on: 16th April 2021
craigbridger@ymail.com's avatar
[email protected]

Amazing product

5
It's the first time I've used zopa and it's great as it let's you set up the bar so you can never go overdrawn. I would recommend it anyone who is looking for a card to use. Reviewed on: 16th April 2021
Martin jackson's avatar
Martin jackson

Easy and safe

5
Easy to apply and safe transactions. Reviewed on: 16th April 2021
katebailey006@gmail.com's avatar
[email protected]

Very well rounded credit card

5
Helped a lot with my budgeting and improving my score highly recommended Reviewed on: 16th April 2021
fieldsey01@gmail.com's avatar
[email protected]

Excellent

5
Very helpful when I need it and I even know my credit score Reviewed on: 16th April 2021
Saby dsouza's avatar
Saby dsouza

Piece of mind and a great customer service.

5
Fantastic card, once you make a payment it shows up immediately in your available to spend balance, which is fantastic as other companies take 3 to 5 days to show in your balance. I highly recommend zopa credit card and will be with you for years. Thank you for giving the opportunity of having a card account with you. I wish you continued success. Reviewed on: 16th April 2021
Andrew Webb's avatar
Andrew Webb

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