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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

It is nice experience

Customer oriented they are prompt and my experience with talking to them is brilliant Reviewed on: 26th January 2022

Great service

Amazing service. Great tips.on.saving Reviewed on: 26th January 2022

best credit card

best app. simpli to use . flexible payment. Reviewed on: 26th January 2022

Stuart battley

Been with zopa 6 months in my opinion one of the best cards on the market .excellent Reviewed on: 26th January 2022

Excellent service

Best credit card company I have used . They provide and outstanding service. Highly recommend Reviewed on: 26th January 2022

So easy to use

Fantastic app, so very easy to use, I would highly recommend. Reviewed on: 26th January 2022

Great wee Credit Card

Helping building up my cedit rating. Reviewed on: 26th January 2022

Excellent experience, clear and easy to understand

This card is easy to understand charges Reviewed on: 26th January 2022

Fab

Great service. Easy app. No problems Reviewed on: 26th January 2022

Good bank

Highly recommend to everyone, friendly and helpful personnel Reviewed on: 26th January 2022

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