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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

My first choice credit card

Great Card, Great Customer Service and has helped me improve my credit score. Reviewed on: 29th January 2022

Outstanding very friendly

Great service make regular payments intrest charges are very good too Reviewed on: 29th January 2022

Quick and easy

Quick and easy to apply for no matter the credit score. App is very simple to use and has all necessary features Reviewed on: 29th January 2022

Quick, easy, secure

applied and received in a quick, really simple to activate and easy to use, Feel secure to use it. Reviewed on: 29th January 2022

Ms

Excellent service and good communication Reviewed on: 29th January 2022

Zopa credit card

Great card to use . Very simple and easy. Reviewed on: 29th January 2022

Aviva

Easy to use, help when you need it Reviewed on: 29th January 2022

Simple and affordable

I tried numerous credit cards but since i start to use zopa I don't need to try another one. Highly recommend Reviewed on: 29th January 2022

Best card for low income

So easy to apply for and easy to manage with a great app for your phone. A+ Reviewed on: 29th January 2022

Is very good

I have this card is very good if anyone wants this is good Reviewed on: 29th January 2022

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