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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent card and service

5
Simple application swift response good customer service Reviewed on: 16th April 2021

Amazingly Good

5
Are amazing and have great customer services Reviewed on: 16th April 2021

A very good service and friendly

5
It's easy and very helpful and gives good advice Reviewed on: 16th April 2021

Best card

5
Very easy to use app everything transparent. Safety net is best thing. Easy to make payment Reviewed on: 16th April 2021

Great, simple to use company

5
Zopa have been incredibly efficient and easy to use through the whole process. No jargon or hidden clauses, just simple borrowing allowing me to focus on my credit building. Reviewed on: 16th April 2021

Brilliant

5
It's the best company I've ever had a credit card with! I recommend it to anyone who is looking for a new one Reviewed on: 16th April 2021

Brilliant

5
I really appreciate zopa and the credit they were able to offer me. Reviewed on: 16th April 2021

Blooming Brilliant!

5
Really really good credit card provider, no fuss or hassle! Reviewed on: 16th April 2021

Reliable

5
Easy to deal with in terms of their app and mode of payment Reviewed on: 16th April 2021

Easy peasy

5
The card is simple to apply for and the easy to use app is a doddle to use all in all piece of cake Reviewed on: 16th April 2021

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