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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

48% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Refreshingly innovative, easy, just plain brilliant!

I love Zopa. Fantastic, really accessible app that allows me to check my spending, status, make payments, all in seconds. I love the unstuffy, people-friendly tone and style of all zopa communications and access. My favourite bank by a country mile. You rock, Zopa!!!! Reviewed on: 16th April 2021

A helping hand.

In uncertain times you have a card that will help you when needed thank you ZOPA. Reviewed on: 16th April 2021

Help full

Zopa so easy to use and so friendly, I apply card online and answering in 60sec as well most beautiful thing when I use card anywhere I get notifications how much I spend and what left. Zopa is brilliant thanks Reviewed on: 16th April 2021

Brilliant credit card

Yes it’s very easy to use everywhere Reviewed on: 16th April 2021

Your in control

Your card,your choice to use and your in control Great card to get you back on track Reviewed on: 16th April 2021

Super Zopa

I have just received mine and came very quickly !I would recommend this card Reviewed on: 16th April 2021

Wonderful

Great service polite staff always ready to help Reviewed on: 16th April 2021

Help when needed

Zopa was the only company to consider my current situation and future, rather than judging solely on history. Over last year, I have been made redundant and yet Zopa stepped in when I needed help most Reviewed on: 16th April 2021

love this card

Have several cards but find Zopa is the best ive ever had. Interest reasonable too highly recommend to anyone looking for a decent credit card Reviewed on: 16th April 2021

Always happy to help nothing is to much trouble

Always happy to help is to much trouble always very kind and curtious. Very speedy results Reviewed on: 16th April 2021

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