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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Amazing

I love zopa and I’ve used different companies credit cards before and zopa is the best out of all the cards I’ve used in the past Reviewed on: 26th January 2022

Easy and manageable

Easy credit card first one to approve me built up score really recommend Reviewed on: 26th January 2022

Easy and reliable

An incredibly easy to use application with clear communication and instructions. I wish all apps were like this. Reviewed on: 26th January 2022

The best credit bank with good costumer support

The best I have enjoyed using Zopa got my credit increase Reviewed on: 26th January 2022

Simple to use great banking service have the customer at heart

Simple to use great banking service have the customer at heart Reviewed on: 26th January 2022

Nice good and

I m recommend everyone.... try and see Reviewed on: 26th January 2022

Excellent customer service

Excellent customer service very polite always get things done time Reviewed on: 26th January 2022

Easy to use and to manage

I have found the whole experience with Zopa to be flawless to date. It is very easy to manage the account online, make payments and there doesn't seem to be anywhere that I can't use the card... at least that I have discovered to date! Reviewed on: 26th January 2022

Ace, brill, and easy to use

I found it easy to sign up and use got card quickly and the app is a breeze to use all Reviewed on: 26th January 2022

really good and easy to deal with

never had a problem ,always willing to help and find a way Reviewed on: 26th January 2022

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