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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Not to bad

Good company and I would recommend to friends Reviewed on: 29th January 2022

Very straightforward

Clear and precise app. Always give alerts on spending, credit limit etc. Highly recommended provider. Reviewed on: 29th January 2022

Quick, simple and professional

I had never heard of Zopa before. The application process was quick and simple and my account was set up and ready to use in a very short space of time. Interest rates are very competitive and I would highly recommend Zopa. Reviewed on: 29th January 2022

Perfect service

Highly recommended to anyone what an amazing experience Reviewed on: 29th January 2022

Highly recommended

I use this card to build up my credit rating and using the app it is so easy to keep a check on spending and pay off balance Reviewed on: 29th January 2022

very good

I am very pleased with the zopa bank I recommend to all my friends recently I have recommended to Mr. Radoslaw Tomczak Reviewed on: 29th January 2022

Best Credit Card Experience

I have dealt with many credit cards companies during the years, hence, Zopa seemed to be the best reliable one and the customer service they provide is the best since now. Thank you for your services and understanding when needed. Reviewed on: 29th January 2022

Good company

No problems at all good service all around Reviewed on: 29th January 2022

Zopa is great

Fast to apply great customer service.. Reviewed on: 29th January 2022

Simple and amazing

Zopa have been absolutely brilliant. They make things easy to understand, the app is great and simple and when I’ve contacted customer services it’s been a pleasure. 10/10 for sure! Reviewed on: 29th January 2022

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