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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

48% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent customer service

No hassle fast service. This company helps people with poor credit, gives them a chance to get back on the credit market. Reviewed on: 16th April 2021

Better than all the rest

Zopa is the best credit card I've found in 35 years of looking.well done to everyone involved. Reviewed on: 16th April 2021

Friendly and helpful

Has helped me improve my credit score Reviewed on: 16th April 2021

The best credit card

The best credit card and amazing customer service . I am very happy with the service and would totally recommend. Reviewed on: 16th April 2021

Great advise and control

Couldn’t fauilt if I tried. Reviewed on: 16th April 2021

Satisfied

Very good customer service my problem was sorted in minutes Reviewed on: 16th April 2021

Easy to set up and easy to contact

Lthough i have only been with Zopa a few months I find that there proactive help is very useful especially around credit scoring and account management. Its not message after message just well balanced enough that I do access their messages when they are set as I find that they are tailored to my account needs. Reviewed on: 16th April 2021

Great and easy

Easy to use app and easy access to the main site very helpful and professional Reviewed on: 16th April 2021

You don't have to be a big player to be the best

Zopa offers a unique brand of customer service. Reviewed on: 16th April 2021

User friendly app

Love everything just in one app, user friendly and nice customer service Reviewed on: 16th April 2021

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