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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent service

Zopa have an excellent bd modern ,fun and reliable product that I have found extremely useful and easy to use Reviewed on: 26th January 2022

Simple application, easy to manage

Applying was straight forward, the App helps you manage your credit Reviewed on: 26th January 2022

Easy to use, hassle free.

I've never had a problem with Zopa, it's very simple to use and everything is clear. Reviewed on: 26th January 2022

Brilliant company for credit cards

This company is quick and easy to set up . Ideal for first time customers of credit cards Reviewed on: 26th January 2022

Very Good Company

Zopa are the best credit card company i have dealt with! Reviewed on: 26th January 2022

Very very good

Very nice and very very good I’m very happy and very helpful Reviewed on: 26th January 2022

Excellent.

Everything about having a zopa card is great. They dont throw credit at you just because you have paid your balance off. They study you & your history before offering any increase. Its very comforting to know that your bank is looking after you & your interest rather than thinking of how much interest they can make from you! Reviewed on: 26th January 2022

Credit card

Very easy to apply and very friendly Reviewed on: 26th January 2022

Easily managed quick application

Straight forward and easy app, quick response and manageable Reviewed on: 26th January 2022

Best credit card on the market

Zopa is a great credit card, and the app is so easy, at a glance you can see all your spending Reviewed on: 26th January 2022

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