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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful

Very helpful credit card .. Good to have it when you need it. Thank you Reviewed on: 30th January 2022

Excellent service and easy to use service.

Zopa is excellent. The app is so easy to navigate and use. I am thoroughly happy with the company and services provided. Would highly recommend. Reviewed on: 30th January 2022

Plain and Dependable

Zopa helped me when i really needed help. The application process was simple - everything was online. Got my card with a decent credit limit. Customer service has been great. Thank you. Reviewed on: 30th January 2022

great quick service

wanted a credit card for everyday purchase as not really used them much in recent years - this was quick and approved quickly following recommendation by clearscore- card arrived in days! the app is easy to use too so you know what you have spent etc.... great service so far thank you Reviewed on: 30th January 2022

what I like

Zopa they have a clear and no hassle app, you can find anything on there site. If your not use to using an app this one is good ...... Reviewed on: 30th January 2022

My card of choice

This card is easy to apply for,everything you need to know about is simply explained,it arrives promptly and between a very easy to set up and use app where you can do everything you need to occasional emails letting you know anything else,for me, it is my card of choice Reviewed on: 30th January 2022

Absolutely Awesome

Everything is so simple, organised, the app is great. Reviewed on: 30th January 2022

Zopa credit card

Very good service I like ,is very easy to use.. Reviewed on: 30th January 2022

Great card

Easy to use easy app fast and quick payments Reviewed on: 30th January 2022

The Best without a doubt. definitely deserves a world's no.1 credit card awards

Zoopa is most generous and helpful and approved my application even knowing I have poor credit rating now I can see zoopa built my credit rating on clear score and experience. Thanks a lot zoopa team Reviewed on: 30th January 2022

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