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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Satisfied Customer

This is one of the best cards I have ever used. The app is easy to navigate and user friendly and allows the customer to have full control over their spending and also view their account at any time. The features are very up to date with excellent security such as being able to freeze your card if it goes missing or is lost. I am very happy with my Zopa and have recommended it to others. Reviewed on: 30th January 2022

Very helpful

Very helpful credit card .. Good to have it when you need it. Thank you Reviewed on: 30th January 2022

Excellent service and easy to use service.

Zopa is excellent. The app is so easy to navigate and use. I am thoroughly happy with the company and services provided. Would highly recommend. Reviewed on: 30th January 2022

Plain and Dependable

Zopa helped me when i really needed help. The application process was simple - everything was online. Got my card with a decent credit limit. Customer service has been great. Thank you. Reviewed on: 30th January 2022

great quick service

wanted a credit card for everyday purchase as not really used them much in recent years - this was quick and approved quickly following recommendation by clearscore- card arrived in days! the app is easy to use too so you know what you have spent etc.... great service so far thank you Reviewed on: 30th January 2022

what I like

Zopa they have a clear and no hassle app, you can find anything on there site. If your not use to using an app this one is good ...... Reviewed on: 30th January 2022

My card of choice

This card is easy to apply for,everything you need to know about is simply explained,it arrives promptly and between a very easy to set up and use app where you can do everything you need to occasional emails letting you know anything else,for me, it is my card of choice Reviewed on: 30th January 2022

Absolutely Awesome

Everything is so simple, organised, the app is great. Reviewed on: 30th January 2022

Zopa credit card

Very good service I like ,is very easy to use.. Reviewed on: 30th January 2022

Great card

Easy to use easy app fast and quick payments Reviewed on: 30th January 2022

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