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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best one I ever have

Easy and clear. I am please to be part of it. Costumer service and help 100% helpful and spot on. Reviewed on: 30th January 2022

I have received excellent customer service and clear money advice.

The difference is Zopa are always available to take your call. They are helpful, friendly , knowledgeable and very patient. I love being a customer of Zopa . It is the best customer service I have had in many years !!! Reviewed on: 30th January 2022

Great, easy to use card

I was looking for a card to help build my credit, zopa approved my application and have been very helpful Reviewed on: 30th January 2022

Zopatastic

Zopa is great. Very easy to use, good rates really and well managed Reviewed on: 30th January 2022

The Best

So easy to work with and prompt service and validation system. Reviewed on: 30th January 2022

Zopa

Zopa is reliable, good for money and easy to use Reviewed on: 30th January 2022

Nice staffs

His Zopa is very reliable including there staffs, excellent Reviewed on: 30th January 2022

Easy simplified app to use

App easily usable Payment and itemised not had any problems with customer service very efficient and polite Reviewed on: 30th January 2022

Excellent service, easy to use and quick updates

Hands down the easiest most efficient card company I use at the minute… have recommended to everyone I know. Their app is so straightforward and easy to use, updated super quick to help keep your spending and payments on track. Cannot recommend highly enough Reviewed on: 30th January 2022

Satisfied Customer

This is one of the best cards I have ever used. The app is easy to navigate and user friendly and allows the customer to have full control over their spending and also view their account at any time. The features are very up to date with excellent security such as being able to freeze your card if it goes missing or is lost. I am very happy with my Zopa and have recommended it to others. Reviewed on: 30th January 2022

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