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Zopa: Credit Card reviews

4.93
Based on 37,063 reviews, last reviewed 4th Apr 2025
442000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Superb and reliable. Superb and reliable. So quick and low interest rate Reviewed on: 4th April 2025
Joey O's avatar
Joey O

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (37063)

Easy to use

5
I have found Zopa very easy and smart credit card, it also tells you about the credit strength too which is brilliant. Reviewed on: 15th February 2021

Easy

5
Quick easy and efficient. What is not to love? Reviewed on: 15th February 2021

Easy application process, site easy to manoeuvre around.

5
Great experience Definitely easy to use. Reviewed on: 15th February 2021

Easy to use

4
Great app allows you to communicate with agents quickly and effectively, so convenient! Reviewed on: 15th February 2021

superb service

5
I couldn’t be happier with my card, they have been so straight forward with my account and help me get a card I can afford Reviewed on: 15th February 2021

Foreign currency

5
No charges for foreign currency transactions, amazing service :) Reviewed on: 15th February 2021

Great credit card

5
Always keeps me informed on my spending, highly recommend Reviewed on: 15th February 2021

Perfectly happy!

4
Great card and app. Easy to use and brilliant customer service. Reviewed on: 15th February 2021

Brilliant credit card provider

5
Kept up to date with your credit usage and helpful advice on managing your credit and how to improve your score. Modern and up to date app to use just fab Reviewed on: 15th February 2021

Zuper zopa!

5
Brilliant customer services, and fabulous new products. Have had great support during the pandemic too. Really recommend these guys. Reviewed on: 15th February 2021

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