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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very helpful and easy to use

After applying my credit card come quick. Also using the app very easy. I recommend to who wants to zopa. Thanks Reviewed on: 31st January 2022

Best one I ever have

Easy and clear. I am please to be part of it. Costumer service and help 100% helpful and spot on. Reviewed on: 30th January 2022

I have received excellent customer service and clear money advice.

The difference is Zopa are always available to take your call. They are helpful, friendly , knowledgeable and very patient. I love being a customer of Zopa . It is the best customer service I have had in many years !!! Reviewed on: 30th January 2022

Great, easy to use card

I was looking for a card to help build my credit, zopa approved my application and have been very helpful Reviewed on: 30th January 2022

Zopatastic

Zopa is great. Very easy to use, good rates really and well managed Reviewed on: 30th January 2022

The Best

So easy to work with and prompt service and validation system. Reviewed on: 30th January 2022

Zopa

Zopa is reliable, good for money and easy to use Reviewed on: 30th January 2022

Nice staffs

His Zopa is very reliable including there staffs, excellent Reviewed on: 30th January 2022

Easy simplified app to use

App easily usable Payment and itemised not had any problems with customer service very efficient and polite Reviewed on: 30th January 2022

Excellent service, easy to use and quick updates

Hands down the easiest most efficient card company I use at the minute… have recommended to everyone I know. Their app is so straightforward and easy to use, updated super quick to help keep your spending and payments on track. Cannot recommend highly enough Reviewed on: 30th January 2022

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