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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

14% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Nice

Good outstanding performance and customer service thank you Reviewed on: 16th April 2021

Excellent card

Simple to apply,once accepted,simple to set up the app....All round pleasant experience..... Reviewed on: 16th April 2021

Excellent and simple

Simple and excellent from application to approval stage..Repayment process is also friendly. Reviewed on: 16th April 2021

Easy, efficient and great all round service

Great company with a fast and efficient service no problems what so ever perfect for me with an easy to use app. I would highly recommend. Reviewed on: 16th April 2021

Fabulous

Great way to buy things and pay monthly . Or in full . Best thing ive foubd to date Reviewed on: 16th April 2021

Amazing service

Zopa are the best bank that I have ever dealt with Reviewed on: 16th April 2021

Great to get me started

I've got my credit score up by 32 just by getting my card and using it ,I like the fact that I get a text to approve my purchase ,I can look at my account anytime and plan my spending ,I'm getting solvent again ,I'm liking the feeling of being in control again . Reviewed on: 16th April 2021

Excellent

I had to deal with Zopa and it was a good experience Reviewed on: 16th April 2021

Amazing

All simple and easy that makes your finances go to next level Reviewed on: 16th April 2021

Good

Love this credit card the flexibility to use when needed and payments a month are not that high! Interest is reasonable too for those with bad credit Reviewed on: 16th April 2021

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