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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service

I set up a Zopa credit card to help build my credit. Easy to apply for, simple app to use and has boosted my credit! Can't recommend enough! Reviewed on: 26th January 2022

Amazing

Absolutely love my Zopa card helped me buy my first home building my credit up Reviewed on: 26th January 2022

Brilliant and efficient

Very simple to use!! Efficient when paying money in and out and customers services are very quick to respond. Amazing service Reviewed on: 26th January 2022

Perfect

Very good banck and very easy to use application Reviewed on: 26th January 2022

easy sign up and very clear

easy sign up and was pre approved. very simple and straight forward to use Reviewed on: 26th January 2022

The best

The best credit card ,very easy the app Reviewed on: 26th January 2022

Great company

Great company - excellent communication - well done Zopa. Reviewed on: 26th January 2022

Helping me get back up

Having this card has helped me immensely. I got myself into a bit of financial bother some years back and it has been hard to try and fix my credit rating since. This has help me start to improve and have already helped my credit score increase. It is also nice to have something to fall back on if the situation arises. All in all a great card for those with bad credit that need a starting point Reviewed on: 26th January 2022

The best costumer service

Everything very easy to deal with Reviewed on: 26th January 2022

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