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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
40% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very gud service

5
Very gud service and happy to help u with anyti Reviewed on: 16th April 2021

Zopa is the best

5
Zopa makes life easier when in need of some extra cash plus it offers a monthly credit score review to help improve your credit score. I would definitely recommend it to everyone. Reviewed on: 16th April 2021

Very impressed

5
The application was easy and simple to use. The whole process for the credit card was really good and to know that future credit increases. Make this a good tool for future uses. Reviewed on: 16th April 2021

Zopa card

5
It's Easy and quick to use the app. Easy to make payments. Easy to manage and check your spending. Quicker and simpler on payments than other credit cards. Reviewed on: 16th April 2021

Awesome and my credit ratings gone up in 3 months!

5
Wicked credit card. Not had any problems and my credit rating has gone up! It's easy to use and the customer service is great as they contact you back within in 10min via the app and always happy to help with any questions you may have regarding you're credit card. No one else would give me a credit card and zopa did and it was the best thing I've had and to help me out going forward!! Recommend to anyone going forward. Reviewed on: 16th April 2021

Best credit card

5
Good credit card for buy online and good Customer support Reviewed on: 16th April 2021

Been really pleased with my card

5
All positive and customer service very helpful Reviewed on: 16th April 2021

Amazing Easy To Use Product

5
Amazing, simple and on trend! Well done team for a wonderful product. Reviewed on: 16th April 2021

Easy peasy

5
Application process was quick and easy , I like the smartphone app to look after my account too -it’s easy to use . Had the card a few months very pleased with the service I’m getting so far . Reviewed on: 16th April 2021

good

5
good information and updates very good app Reviewed on: 16th April 2021

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