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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

The friendly credit card

Really happy I signed up to Zopa, the app is easy to use and the values of the company seem to be in line with mine. Reviewed on: 26th January 2022

Found Zopa very easy to use and very friendly customer service

Always been able to use the phone app to keep an eye on spending and payments Reviewed on: 26th January 2022

Fantastic service 10/10 HIGHLY RECOMMEND

Good service highly recommended for anyone 10/10 Reviewed on: 26th January 2022

Great and Easy service

Zopa is a great service, the app is so easy and accessible to use. It’s so easy to move around the app, make payments and changing any details. Customer services have always been very friendly and supportive, unlike a lot of other banks. They are really reliable, always send over receipts and invoices straight away, and always keep you in the loop with what’s going on. Reviewed on: 26th January 2022

Amazing!

Very easy to keep track of your spending and the app overall is brilliant and easy to use! Reviewed on: 26th January 2022

Great credit card with good customer service

I the card really easy to use and payment is also made easy Reviewed on: 26th January 2022

Fantastic

Fantastic and app is brilliant too small limit that doesn't increase but really good for purchases Reviewed on: 26th January 2022

Perfect for daily use

Excellent real-time update. Easy to apply. Helped a lot for back up when needed Reviewed on: 26th January 2022

Easy to use

Very easy to use no hassle great one to use Reviewed on: 26th January 2022

Hassle-free credit card

Zopa have been first-class throughout all my dealings and transactions with them. Reviewed on: 26th January 2022

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