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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple and easy app

Very user friendly and transparent with charges, all in one easy app Reviewed on: 31st January 2022

Always a helping hand available when needed

My experience with Zopa is great, everything is made easy and understandable, everything is explained so I can understand it clearly Reviewed on: 31st January 2022

Zopa review

I have found Zopa to be both helpful and informative without being 'pushy'. I would gladly recommend them to family and friends alike. Reviewed on: 31st January 2022

Easy to use

It’s so easy to navigate ! Clear information with handy tips Reviewed on: 31st January 2022

Top class

What else can I say really, top class customer service and simple easy to navigate app definitely a 10/10 for me Reviewed on: 31st January 2022

The best card in UK for me!!!!

I love this card very easy to use. Reviewed on: 31st January 2022

Handy credit card, easy to use with on-line app. Very convenient.

Only positive things to say about Zopa - never had a bad experience. Easy yo use and keep on top of purchases, love the ease of the App. Easy yo check balance and make regular payments. Reviewed on: 31st January 2022

very handy to have

non hassle to deal with, easy made payments, recommened this cared. Reviewed on: 31st January 2022

Amazing

Helped me turn my finances around Reviewed on: 31st January 2022

Communication

Communication is the key, friendly Reviewed on: 31st January 2022

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