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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very helpful

Very helpful easy to use system really Happy with zopa Reviewed on: 26th January 2022

Fantastic card n app

This card has enabled me to continuously use money n b in full control with the use of the fantastic app Reviewed on: 26th January 2022

Outstanding

Best company I have delt with for years Reviewed on: 26th January 2022

Staff filled with knowledge and a smile

Whenever speaking to the staff they are always knowledgeable and serve you with a enthusiastic friendly attitude Reviewed on: 26th January 2022

Very helpful and manageable

They helped me and gave me a chance to prove I can handle credit also they check for updates to help you progress Reviewed on: 26th January 2022

Excellent

Everytime I've called and needed help with payment's or anything like that they've always been more than happy to help Reviewed on: 26th January 2022

Brilliant

Great service would highly recommended Reviewed on: 26th January 2022

Riazullah

Good service payments going on for Reviewed on: 26th January 2022

Excellent service

The procedure I went through to get a credit card was simple and quick The service from ZOPA has been exceptional. Reviewed on: 26th January 2022

Zopa Dupa

Really good card, has an excellent app that's easy to use. Information on payments is always bang up to date. You can definitely see everything in real time. Well done Zopa. Reviewed on: 26th January 2022

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