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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Brilliant

5
Great. Brilliant service, great app Reviewed on: 1st February 2022
Sarah Harding's avatar
Sarah Harding

Zopa super

5
Great service great card very easy to use and to pay back and the best bit is when you make a payment to your card it’s instant no 2-3 working days for it to get there Reviewed on: 1st February 2022
edward Emery's avatar
edward Emery

Great credit card

5
All round excellent service, zopa app very easy to use, kept upto date with everything relating to my account Reviewed on: 1st February 2022
Alison Jones 's avatar
Alison Jones

Brilliant

5
Applying fast and set out so it was easy Reviewed on: 1st February 2022
Maggie Tomlinson's avatar
Maggie Tomlinson

Shopper.

5
Funds available when i need it.and its easy to pay back.hassle free.thank you. Reviewed on: 1st February 2022
Anwar's avatar
Anwar

Excellent

5
Dear all excellent customer support and excellent service I will callelt the understanding Bancking Reviewed on: 1st February 2022
Mohamed Elnahas 's avatar
Mohamed Elnahas

Easy banking

5
Great app, easy to use and easily accessible Reviewed on: 1st February 2022
Leanne Heffer's avatar
Leanne Heffer

Great service and easy use

5
Very easy to use and help is always available. That makes ZOPA a great card to help anyone take care of the money and credit score. Perfect. Thank you. Reviewed on: 1st February 2022
Dean reese's avatar
Dean reese

Great credit card provider

5
Very easy to apply which make it fantastic provider Reviewed on: 1st February 2022
Paul Nkunzimana's avatar
Paul Nkunzimana

Amazing

5
Really good credit card for credit building Reviewed on: 31st January 2022
craig burrows's avatar
craig burrows

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