Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44339)

Amazing

5
Really good credit card for credit building Reviewed on: 31st January 2022
craig burrows's avatar
craig burrows

Simple and easy app

5
Very user friendly and transparent with charges, all in one easy app Reviewed on: 31st January 2022
Andrew Nicholls's avatar
Andrew Nicholls

Always a helping hand available when needed

5
My experience with Zopa is great, everything is made easy and understandable, everything is explained so I can understand it clearly Reviewed on: 31st January 2022
Jackie Sumner's avatar
Jackie Sumner

Zopa review

5
I have found Zopa to be both helpful and informative without being 'pushy'. I would gladly recommend them to family and friends alike. Reviewed on: 31st January 2022
Andrew Redmond's avatar
Andrew Redmond

Easy to use

5
It’s so easy to navigate ! Clear information with handy tips Reviewed on: 31st January 2022
Theshark's avatar
Theshark

Top class

5
What else can I say really, top class customer service and simple easy to navigate app definitely a 10/10 for me Reviewed on: 31st January 2022
Derren Harper's avatar
Derren Harper

The best card in UK for me!!!!

5
I love this card very easy to use. Reviewed on: 31st January 2022
Denilson Bitencourt's avatar
Denilson Bitencourt

Handy credit card, easy to use with on-line app. Very convenient.

5
Only positive things to say about Zopa - never had a bad experience. Easy yo use and keep on top of purchases, love the ease of the App. Easy yo check balance and make regular payments. Reviewed on: 31st January 2022
Julie's avatar
Julie

very handy to have

5
non hassle to deal with, easy made payments, recommened this cared. Reviewed on: 31st January 2022
Derek Christie's avatar
Derek Christie

Amazing

5
Helped me turn my finances around Reviewed on: 31st January 2022
Alan Jones's avatar
Alan Jones

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6588 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill