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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Easily the best

I have had several credit cards over the years and Zopa is by far the best. Right from Application, account management, notifications and product offering. Its nice to deal with businesses that put technology and banking together in a user friendly and logical way! Reviewed on: 26th January 2022

Excellent

Easy to use Apps, customer service very helpful. Reviewed on: 26th January 2022

Fantastic

Really helped me, easy and simple to us it's fantastic Reviewed on: 26th January 2022

Excellent service.

Very good service &, app is very simple to use to keep track of everything. Would definitely recommend. Reviewed on: 26th January 2022

Amazing company

I struggled to build my credit due to previous history and Zopa were the first to allow me credit. They have been helpful from the start and any issues I know will get sorted quickly. They make sure the amount offered is affordable and I feel that if I were to struggle to repay They would help me in any way they could. Would definitely recommend them to friends and family and already have recommended a few work colleagues Reviewed on: 26th January 2022

The best

Everything about Zopa is the best , their charges , apps and payment are really on point , I will recommend it anytime Reviewed on: 26th January 2022

Helpful

Give me a start banks would not Reviewed on: 26th January 2022

Top Notch Provider

Zopa deserve to win, i've never had any issues with them. Contact with customer services is always quick and efficient. The app is easy to use. Carn't recommended Zopa enough. Reviewed on: 26th January 2022

My best credit card

I like the app and their costumer services is one of the best Reviewed on: 26th January 2022

Quick and easy

Was really quick and easy to get my credit card in time for when I moved home! :) Reviewed on: 26th January 2022

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