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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Fast, friendly and brilliant!

5
Amazing company! Always here when you need them. Everything is so easy, so clearly set out and no hassle. Perfect for anyone, great rate and so good for building my credit score. The app is faultless and the easiest to use! Reviewed on: 16th April 2021

Is very easy to apply

3
Is very easy to apply on and I can check very easy on line banking Reviewed on: 16th April 2021

On the ball

5
Got my card, downloaded the app, and everything is tied in, up to the second info on my card, easy to use, easy to pay, easy to access. Reviewed on: 16th April 2021

great quality

5
THIS IS AN AMAZING CARD IF YOU WANT TO IMPROVE YOUR CREDIT RATING Reviewed on: 16th April 2021

Brilliant card

5
The best credit card I have ever had + super app Reviewed on: 16th April 2021

Easy to use and no hidden fees

5
Easy to set up and great communication.. updates and great app for easy use. Reviewed on: 16th April 2021

App very easy to use

5
App keeps your spending up to date and it's very easy to make an immediate payment through the App. Reviewed on: 16th April 2021

Short but to the point

5
Excellent credit card,easy to access and view your account Reviewed on: 16th April 2021

Good lenders, full details provided and supportive

5
Up front, friendly, quick service Reviewed on: 16th April 2021

Great service

5
No problems good customer service Reviewed on: 16th April 2021

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