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Zopa: Credit Card reviews

View other Zopa products
4.93
Based on 37,000 reviews, last reviewed 3rd Apr 2025
435900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Topcardyou pay off money off you... A easy to use app and when you pay off money off your balance it shows up straight away great cars you Reviewed on: 3rd April 2025
Declan o's avatar
Declan o

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (37000)

Easy to use

5
Just a great card, great service - genuinely makes me think normal traditional ways of banking are coming to an end. Reviewed on: 15th February 2021
waltham@hotmail.com's avatar
[email protected]

Fantastic service

5
I have found Zopa a great service, keeps me updated on on credit score and whether my borrowing power has changed. Really helps me keep on track, great credit building card. Reviewed on: 15th February 2021
shanmer10@gmail.com's avatar
[email protected]

Really easy to manage

5
I'm really liking this card. I like that there is the feature of setting aside a buffer, and that the app is so easy to use and gives me alerts to each purchase so no surprises. Really useful. Reviewed on: 15th February 2021
Ellen's avatar
Ellen

Great card, helpful and amazing app and great support and advice

5
I have poor credit and Zopa has opened the doors to help meanage my money and the App and messaging alert functions is really helping me manage my money and improve my credit. No other bank has made being better with money so easy and open. Highly recommended Reviewed on: 15th February 2021
James's avatar
James

Excellent service

5
Excellent service and really helpful Reviewed on: 15th February 2021
Stewart 's avatar
Stewart

Fantastic

5
Easy to apply and easy to manage on app Reviewed on: 15th February 2021
Claire's avatar
Claire

Easy peasy

5
I am new to Zopa and find it very easy to use and check balance, make payments etc Reviewed on: 15th February 2021
s29nmc@gmail.com's avatar
[email protected]

Flexible, accessible and transparent product with excellent customer service

5
Very good user-friendly website with easy to navigate pages. The vetting process is quick and easy to follow. Decisions are speedy. Once loans are granted you can track repayments easily. Early repayment is no bother. One of the best companies around Reviewed on: 15th February 2021
hirsty's avatar
hirsty

Very good company

5
Trustworthy and honest company. Affordable repayments and customer service is always good Reviewed on: 15th February 2021
J's avatar
J

The best overall card and service

5
The app and the card are brilliant Reviewed on: 15th February 2021
Mr b 's avatar
Mr b

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