Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44339)

Zopa are the best.

5
Very easy to make payments. They answer straight away. The over all service is very good I did not have any bad experience with them at all the app is so straight forward easy to use and can always pay bills on time and even see statements on there. And check next bill date. Reviewed on: 2nd February 2022
Martina Cole's avatar
Martina Cole

Great service

5
Am enjoying the app and it’s easy to use and easy to navigate through the process of getting your info on the account Reviewed on: 2nd February 2022
Katrina Chappell's avatar
Katrina Chappell

Excellent Credit Card Sevice

5
Easy application process, excellent app to manage the account and provide credit insights, really good service and product. Reviewed on: 2nd February 2022
Rob Moore's avatar
Rob Moore

Good for first time

5
This using this company I've had no problem you can always get help from there customers service when called at the right time and the card itself is good helping you improving your credit Reviewed on: 2nd February 2022
yardie Green's avatar
yardie Green

Excellent credit card

5
I have had my card a while now and it’s excellent regarding payment also come with a handy app that show you credit rating approving I recommended this card Reviewed on: 2nd February 2022
Tracy evans 's avatar
Tracy evans

Great service

5
Great service. App really easy. Very happy customer. Reviewed on: 2nd February 2022
Lois 's avatar
Lois

Excellent

5
Great bank easy to use highly recommended Reviewed on: 2nd February 2022
Andy Dixon's avatar
Andy Dixon

Available for people who have dropped into bad credit rating.

4
Through some awful events in my life my credit rating dropped from excellent to poor. Zopa is helping me get back my credit rating and my life. Reviewed on: 2nd February 2022
Keaneo Patterson's avatar
Keaneo Patterson

Excellent

5
Fast, efficient, wildly acceptable and simple to use Reviewed on: 1st February 2022
Momodu Turay's avatar
Momodu Turay

Easy application process

5
The app is simple and easy to use Reviewed on: 1st February 2022
George Hammer's avatar
George Hammer

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6588 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill