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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Exceptional credit card provider

I am very proud to be a Zopa customer because they know how to look after their customers and using their APP is ever so east. Also, they keep you updated every time you spend which helps you to stay in control. Reviewed on: 26th January 2022

Great card, Great service

Easy sign up, goods rates, user friendly. Really happy with the account and service, would definitely recommend to others. Reviewed on: 26th January 2022

Great service

Easy to set up, make payments to your card. Helpful company. Reviewed on: 26th January 2022

Great for helping low credit

Brilliant for when by credit was low, really great company Reviewed on: 26th January 2022

Zopa is fantastic

All ways there to help fantastic service and fantastic team that’s there for you Reviewed on: 26th January 2022

Good all rounder

This is a good all rounder card the app makes it really easy to keep an eye on spending and payments. Reviewed on: 26th January 2022

Zopa is just brilliant

Zopa has helped me in the time of need when noone ellse would, its amazing how quick and effortless everything was within no time I was up and running and having fun when I thought I was going to slip into a depresive state of mind no being able to do things to get back on my feet. Reviewed on: 26th January 2022

Efficient

Great for peple who want to build credit Reviewed on: 26th January 2022

easy to use app. text information always sent which helps with me looking after my account

Just find the app and the communication from Zopa very easy. Reviewed on: 26th January 2022

Perfect to help build up credit score

Always nice to have a company who doesn't add pressure or constantly hound you with calls and emails. Zopa is very easy to use, and is helping me to build up my credit score. Reviewed on: 26th January 2022

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