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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Excellent service communication is very good Reviewed on: 7th February 2022

Top bank

It’s all good stuff, what else can I say? Reviewed on: 7th February 2022

Great service

Great app easy to use good over all Reviewed on: 7th February 2022

Excellent

Very helpful quick response good company apps are good Reviewed on: 5th February 2022

A friend indeed!

Zopa has been on hand to help me out when I've found myself with a drop in income. I feel the service is fantastic and would recommend it! Reviewed on: 4th February 2022

Easily accessible website

Website is easy to use making keeping up with transactions easy Reviewed on: 4th February 2022

Quick friendly staff

Had a little trouble setting up but customer service was very helpful now sorted and going well Reviewed on: 4th February 2022

Excellent service

As someone who is striving to rebuild my credit score, the speed and ease of the application process was exceptional Reviewed on: 4th February 2022

It's the best credit card that I have ever used

It's brilliant I will always use it Reviewed on: 4th February 2022

Best money provider

My experience with zopa is very good and they are very helpful with any kind of support and guidance Reviewed on: 3rd February 2022

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