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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

easier access

It's been a while since I've had a credit card but Zopa fits the bill Reviewed on: 9th February 2022

Excellent

I love the bank fast transfer easy to use in few words excellent Reviewed on: 9th February 2022

It is good

It had made it easier for banking Reviewed on: 8th February 2022

Love It

I've been using Zooa for the last 4 month's. It has boosted my credit score & allowed me to purchase items which were unaffordable to me. Great card., App & very easy to use. Thank you Zopa Reviewed on: 8th February 2022

Easy Peezy

Best credit card Straightforward with a brilliant app to check on balances payments and purchases. Reviewed on: 8th February 2022

ANY LENGTHS

Zopa is everything you'd expect from a reputable Credit card company. They're extremely helpful. Their customer service is absolutely second to none; whilst going to any lengths to provide the information & help needed to their customers. Reviewed on: 8th February 2022

Great card

Zopa is a great card to have it’s helped me in organising money, that I need on a rainy day , plus they have a great Saveings accounts that give you a great interest on them , if you don’t touch your money you get even more interest great stuff Reviewed on: 8th February 2022

Fair credit card for bad credit.

This card is good for people with bad credit. They don't automatically increase your limit as easily as some companies do. The app is good and informative with offers if you meet their criteria. Overal a good card with a fair starting limit. Reviewed on: 8th February 2022

Lucky chances

Most helpful when i needed help at the most crucial time. Reviewed on: 8th February 2022

Very good

Very easy to handle and every payments shows in my account directly as soon as i paid it. Reviewed on: 7th February 2022

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