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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Tip top

Great pay your bill and it shows up immediately Reviewed on: 16th February 2022

Very efficient, and straight forward

Very efficient and straight forward Reviewed on: 13th February 2022

Very Happy

I am very happy with you're service I recommend to friends ❤❤❤ Reviewed on: 12th February 2022

Reliable well organised lender

Straight forward to get started, kept informed regally of transactions, reliable, sorted company. I would recommend Zopa 110% Reviewed on: 12th February 2022

Easy to use

Zopa app easy to use Highly recommend zopa Everything works like clockwork Reviewed on: 11th February 2022

Zoopa

Zoopa help us during pandemic.Very easy application process! Reviewed on: 11th February 2022

Brilliant Service

I can honestly say that I have had no issues since I got my credit card with Zopa. Easy to use, great app to make payments on and keep track of your spending. All in all, I'm over the moon with their brilliant service they provide. Reviewed on: 11th February 2022

Excellent

An excellent bank easy to use the app questions are answered quickly and clearly very. easy to contact Reviewed on: 10th February 2022

good

good services very good communication Reviewed on: 10th February 2022

Nice company

Best credit card it had ina long time Reviewed on: 9th February 2022

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Zopa: Credit card reviews

74% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (44348)

Tip top

Very efficient, and straight forward

Very Happy

Reliable well organised lender

Easy to use

Zoopa

Brilliant Service

Excellent

good

Nice company

Review Zopa: Credit card now

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