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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa is the best

Zopa gave me a credit card when no one else would with my low credit rating now thanks to them giving me a chance my credit is better and even been offered an increase thanks zopa Reviewed on: 26th January 2022

Amazing

They are great service and always there when needed Reviewed on: 26th January 2022

Easy access, user friendly, a breeze

Has a simple user interface on the app, easy access, lets you keep a check on your balance and extra options like autopay helps you manage your repayments Reviewed on: 26th January 2022

Problems with ATM banking sorted in minutes.

I had a problem yesterday after a quick phone call the problems were sorted and if that had been with any other bank it what have hour's to sort out. James mullins. Reviewed on: 26th January 2022

Awesome

Easy to use ,very user friendly Reviewed on: 26th January 2022

Always on hand when needed

Great customer service privacy is essential and a all good all rounder. Reviewed on: 26th January 2022

Good service. Easy to use app on phone.

Very easy to use and get updates on your account and spending capacity. Reviewed on: 26th January 2022

Great value

Its very convenient and reliable service Reviewed on: 26th January 2022

Excellent company

Easy to get information great customer service highly recommend Reviewed on: 26th January 2022

Great

Top provider definately recommend Reviewed on: 26th January 2022

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