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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Already recommended

Has done wonderful things for my credit score. Already recommended to alot of people Reviewed on: 26th January 2022

Brilliant

Amazing to do the top up shop and then pay off Reviewed on: 26th January 2022

Simple, transparent and easy to use

Online application, approved in seconds. Card arrived in post 2 days later and easy to update settings on app Reviewed on: 26th January 2022

The best

Easy to apply easy pay good security. L love Reviewed on: 26th January 2022

Excellent service

Application process was easy and straight forward. The app makes tracking usage and payments very simple. Excellent all round!! Reviewed on: 26th January 2022

Outstanding

This company is an amazing company they constantly keep the customer at the heart of everything they do Reviewed on: 26th January 2022

Excellent for rebuilding my credit

I love this card! I love that I can pay it off and see the balance has cleared immediately, I use it for most of my purchases and clear it quickly Reviewed on: 26th January 2022

Zoooopa great

No hassle, fast and easy to apply for. Always notified on transactions which helps to keep my finances in order. Have recommended family to Zopa. Reviewed on: 26th January 2022

A rated service

Great service and customer service’s easy to use app great card to have Reviewed on: 26th January 2022

Fab

Great service. Friendly communication. Very helpful Reviewed on: 26th January 2022

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