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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Very quick to answer calls and deal with problems Reviewed on: 28th March 2022

Great service and quick responses

Would highly recommend card arrived quicky and confirmation of acceptance quick Reviewed on: 28th March 2022

Very good

I had a problem with my card and the phone assistance was amazing Reviewed on: 28th March 2022

Perfect

Straight forward , easy and hassle free Reviewed on: 28th March 2022

Best credit card company around

Best company I’ve ever used. Others in the past do not compare Reviewed on: 28th March 2022

Brilliant

Great service and a very user friendly app that makes it easy to handle your finances Reviewed on: 28th March 2022

Helpful

Give new people on credit rating ladder to have a chance Reviewed on: 28th March 2022

Great business to deal with

Absolutely amazing app, easy to use and very easy to monitor finances. Reviewed on: 28th March 2022

excellent credit card

perfect for me, quick turnover and quick receipt and debit, ideal how to manage the card at your fingertips Reviewed on: 28th March 2022

Great service

Great customer service easy to use app Reviewed on: 28th March 2022

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