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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Quick, Easy, Awesome

The process of obtaining a credit card or loan is super simple. No fuss, no problems. if only all companies operated like this Reviewed on: 26th January 2022

Best card

Very good customer service wr can trust Zopa Reviewed on: 26th January 2022

Great company

Easy to get helpful never had any problems Reviewed on: 26th January 2022

Easy to use customer friendly

Customer friendly app and service happy to help with any queries or questions Reviewed on: 26th January 2022

Great service

Boss services would recommend to other members and friends of family Reviewed on: 26th January 2022

Quick, easy and then smooth sailing

Joining Zopa was quick and easy - afterwards, app very easy to use and no problems at all - good service, would recommend Reviewed on: 26th January 2022

Greatness

Easy to apply, pay for and keep track off with the app Reviewed on: 26th January 2022

Handy

I only use one credit card and this is the one I use. Easy because I have downloaded the app. Reviewed on: 26th January 2022

helpful and transparent

quick helpful and transparentIi all my transaction Reviewed on: 26th January 2022

Best card to build up bad credit history

Very easy to access and use.on the top gud customer service Reviewed on: 26th January 2022

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