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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

Mid 50s ,Zopa are the easiest and quickest way for banking Reviewed on: 28th March 2022

Simple yet great

So the sign up and checks were so easy and quick. They look at all aspects so you don't get a straight no. The app is great and easy to use and understand, the card and service was efficient and team are super helpfull and friendly. Full recommended Reviewed on: 28th March 2022

Great Bank and Easy to use App

Zopa helps me keep track of my spending. Love the notifications and being able to manage my account online. Also, Like the fact that your payment reflects immediately compared to other banks. Reviewed on: 28th March 2022

Great customer service

Fantastic company very helpful when you contact them Reviewed on: 28th March 2022

Credit card

Excellent credit card easy to use and pay back Reviewed on: 28th March 2022

Ronseal

Ronseal ………… does exactly what it says on the tin. Can’t ask for more from a credit card ……. Just great Reviewed on: 28th March 2022

Just bloody amazing

Same as the title. Easy. Accessible. User friendly. Reviewed on: 28th March 2022

Straight forward company

I found it very easy to apply for and everything was easy to understand. I use their app to make extra payments when I can the notifications are really helpful too Reviewed on: 28th March 2022

Good service

I always receive. A good service from zopa Reviewed on: 28th March 2022

Zopa best ever

super customer service. excellent rates overall 100% satisfied customer will highly recommend Zopa. Reviewed on: 28th March 2022

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