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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent site

Very easy to use app no problems and payments are authorised the same day no faults in any way would definitely recommend this site Reviewed on: 26th January 2022

Amazing

Organised,fair and helpful.They are the best Reviewed on: 26th January 2022

Excellent & Efficient

Overall the Zopa service is excellent. The app works well. Reviewed on: 26th January 2022

Really good and easy

No complaints at all, easy to use app, kept informed about everything and been plain sailing Reviewed on: 26th January 2022

The best credit card yet

The easiest app I’ve ever used and I always know where I stand with my usage Reviewed on: 26th January 2022

Marvellous Service

1st class service and ease of use is brilliant Reviewed on: 26th January 2022

It is very easy to use and payments are reflected instantly

I have also had issues sometimes with certain payments but the customer service team always help efficiently and effectively Reviewed on: 26th January 2022

Great

Great company and card. Focused on providing a fair service and happy to help with any issues. Reviewed on: 26th January 2022

Amazing!

Aqua have been amazing at supporting me through the whole process! This is the first credit card I’ve ever had and they couldn’t have made it easier for me. And they’re always quick to respond if I ever have a problem! Reviewed on: 26th January 2022

Great and easy

Zopa is a great and easy credit card to use and is so user friendly and great to their customers Reviewed on: 26th January 2022

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