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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very easy to use

Nice app lets you know everything you need to. Reviewed on: 26th January 2022

Lindacampbell78

Great company easy application never had a problem with them recommended them Reviewed on: 26th January 2022

Very Efficient and Helpful

Customer service is excellent always ready to assist Reviewed on: 26th January 2022

Amazing

Just been amazing,never had any issues Reviewed on: 26th January 2022

Great card

Easy and simple to use. Great user friendly app! Reviewed on: 26th January 2022

Fantastic service

Excellent customer service Easy app to use Reviewed on: 26th January 2022

Excellent credit card

Easy no fuss spot on what you need Reviewed on: 26th January 2022

Not good to much

To much interest other card provider's are better Reviewed on: 26th January 2022

Super zopa

Not many provider understand customers needs like Zopa do. Reviewed on: 26th January 2022

Great reliable provider

Easy to use, app very easy to navigate, you control the payback etc, handy saving features Reviewed on: 26th January 2022

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