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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good experience

Nice experience, very amiability and friendly team Reviewed on: 28th March 2022

Quick and easy !!!

Brilliant credit builder card Online application was quick and easy also it’s brilliant for keeping track of your spending with the notifications and alerts highly recommended for anyone looking to boost there score Reviewed on: 28th March 2022

Knnyfdr

Zopa sending me notification whenever I'm going beyond my credit limit. Reviewed on: 28th March 2022

Amazing card

100% recommended this credit card to my friends and family … they all happy of become a customer of Zopa Reviewed on: 28th March 2022

EASY TO USE APP AND EASY TO KEEP TRACK OF YOUR SPENDINGS

I think that zupa are providing a excellent service as they supply an app that helps the customers keep an eye on their spending, i have not had any issues with the account whatsoever Reviewed on: 28th March 2022

Life saving professional bank

Very reasonable and easily understandable charges with plenty of notice of when payments are due for release Reviewed on: 28th March 2022

Brilliant customer service and straight forward application form as well

Quick decision regarding application and have outstanding customer service Reviewed on: 28th March 2022

Exceptional customer service

I had a problem with my card and app not working. The customer service I received was brilliant they were calm happy to resolve my issue and very good at explaining the different stages to getting my problem resolved. I couldn't ask for a better service it was brilliant. Reviewed on: 28th March 2022

So Very Different

A refreshingly honest provider to deal with. Friendly and realistic with their products. So very different from many others. Reviewed on: 28th March 2022

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