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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

very good

Just very good service. And keep me up to date on my account thank you. Reviewed on: 26th January 2022

Excellent company

Smooth application and really changed my mind about credit cards Reviewed on: 26th January 2022

Fabulous bank.

Always easy to use. And very helpful online staff. Thanks again. Reviewed on: 26th January 2022

Works good

I have for 2 months and everything works good, it’s easy to understand and the app is cool, I hope my limit will increase soon. Reviewed on: 26th January 2022

Quick offering credit card and credit limit and low interest charges

Easy access on online banking and the tools are easy to use. Reviewed on: 26th January 2022

Fast, friendly, reliable service

Every time I’ve needed to contact customer service they are always ready and willing to help, super friendly and very efficient! The app is well put together for easy usage and very clear. Reviewed on: 26th January 2022

Gd company

Very easy to apply instance respond app very user friendly Reviewed on: 26th January 2022

great service

always helpful and friendly , easy to use app. Reviewed on: 26th January 2022

Excellent Service!

Credit limit could be higher! Friendly service that's shows you your credit eligibility. Reviewed on: 26th January 2022

Excellent

Great service clear and precise App Reviewed on: 26th January 2022

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