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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good site

It’s a good, clear and helpful website Reviewed on: 28th January 2022

Very quick application and excellent sevice

I applied and was accepted immediately the card was received within two days and everything is fantastic and straight forward would highly recommend Reviewed on: 28th January 2022

It is straightforward to use.

It is an excellent app, easy to use. I never had any problems. The customer service is always available. Reviewed on: 28th January 2022

Top Company

Brilliant company. Would highly recommend. Brilliant to help people with a poor credit rating Reviewed on: 28th January 2022

Great must have.

Great card to have in your Bag. Easy to use. Easy to pay and updates to help keep on track. Reviewed on: 28th January 2022

Brilliant company

Zopa have help me gain control back and start to re build when no one else would easy app to use would highly recommend Reviewed on: 28th January 2022

fantastic service

everything online well explained website Reviewed on: 28th January 2022

Uk best credit card

Zopa best credit card for everyone Reviewed on: 28th January 2022

Very quick and efficient

Was so easy to apply for Zopa, made it so easy to have questions answered and overall a great service. Already recommended to friends and family. Reviewed on: 28th January 2022

Great easy to use

Only used once good to know there is a service for people with my credit rating onwards and upward thanks zopa Reviewed on: 28th January 2022

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