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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44339)

Great easy to use

3
Only used once good to know there is a service for people with my credit rating onwards and upward thanks zopa Reviewed on: 28th January 2022
John's avatar
John

Brilliant credit card

5
Fantastic customer service brilliant app which keeps you up to date with all your spending and can easily make payments towards your amount owing it goes straight back onto your credit card to spend again definitely love it Reviewed on: 28th January 2022
Entwistle 66's avatar
Entwistle 66

Great

5
Great service good people to talk to Reviewed on: 28th January 2022
Shaun Waite's avatar
Shaun Waite

Amazing service

5
I love Zopa very good service , always happy to answer the query Reviewed on: 28th January 2022
Star Jutt's avatar
Star Jutt

Zopa your credit

5
Zopa the way forward to your credit future. Reviewed on: 28th January 2022
David Moulder's avatar
David Moulder

So easy to manage!

4
The app is fantastic. Everything is together in one place, clear to understand and super easy to manage. Reviewed on: 28th January 2022
Ilze Blaauw Neilson's avatar
Ilze Blaauw Neilson

10 years without available credit due to past financial issues and zopa are helping me rebuild.

5
Quick and easy application and using the app is helping me manage my credit and direct payments with ease. Reviewed on: 28th January 2022
Jeremy Bond's avatar
Jeremy Bond

Great

5
I started with a low credit and they review my use and affordability and once my finances look better the increase the credit.. to me that’s great Reviewed on: 28th January 2022
nkosana zondo's avatar
nkosana zondo

Excellent

5
This was a very simple way to borrow money, hassle free, all done on my phone and paid into my bank instantly. Reviewed on: 28th January 2022
Terrie White's avatar
Terrie White

Excellent

5
I was struggling to get a credit card but zopa came through fod me and it also quite clear as to what things i need to do to improve my changing of getting other products Reviewed on: 28th January 2022
Gurminder Kaur's avatar
Gurminder Kaur

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