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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41971 reviews)

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4.93

Based on 41,971 reviews, last reviewed 15th Feb 2026

166900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service and best interest rates compare to... Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41971)

Brilliant

Good service and good card to choose Reviewed on: 26th January 2022

Fantastic service and really helpful

Quick and easy application process. Can always get an answer to any question and with reminders about payments im never behind! Love it! Reviewed on: 26th January 2022

Able to put credit back on track

Easy to apply , easy to understand app and really helpful Reviewed on: 26th January 2022

Simple & Fantastic

Great service, great app. Simple to use. Can’t ask for more! Reviewed on: 26th January 2022

Simply the best

Easy communication very reliable I love it Reviewed on: 26th January 2022

great company

they really care about the customer Reviewed on: 26th January 2022

Best service ever

Best credit card that can help anyone to rebuild their credit. Excellent customer service and very friendly, respectful, polite and helpful staff. Reviewed on: 26th January 2022

Excellent

My experience with zopa is very great Reviewed on: 26th January 2022

Refreshing change

Great service backed up with great products- it really is a breath of fresh air. Reviewed on: 26th January 2022

Great simply fantastic!

Excellent app and customer service, would recommend! Reviewed on: 26th January 2022

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