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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Brilliant

Just so easy to use., with instant notifications of spending and payments.. The best c/c around. Reviewed on: 28th January 2022

Very helpful

Zopa is a great card, easy to use, no trouble with the app, and great for new credit customers. Reviewed on: 28th January 2022

Not happy with them

I'm vert happy since I been using this credit card it has helped me build my credit Reviewed on: 28th January 2022

Fantastic

I've had no problems with them money is available when I need it get good notify of offers and great deals and they have a good advice center if needed Reviewed on: 28th January 2022

Amazing

Great communication easily managed would recommend to anyone Reviewed on: 28th January 2022

Customer service at its best

Excellent customer service, easy to use app with lots of useful features. Will highly recommend this company Reviewed on: 28th January 2022

Great credit card

Very good credit card makes it easy using it Reviewed on: 28th January 2022

Very easy to deal with

The company is excellent with communication and it is very easy to understand and is straight forward. Reviewed on: 28th January 2022

Zopa

I have a credit card and a personal loan for a car and now starting a saving account, I had bad credit in the past but looking ahead, Zopa has given me a chance to have a normal credit and with everything on line, it so easy. Reviewed on: 28th January 2022

So easy to manage !

I love Zopa, easy to manage. Great assistance and just one of the best compnies. I trust them, don't trust many of the others. Reviewed on: 28th January 2022

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