Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (40147 reviews)

View other Zopa products

4.93

Based on 40,147 reviews, last reviewed 27th Apr 2025

70% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Automation enhanced services gives better customer s... Automation enhanced services gives better customer services Reviewed on: 27th April 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40147)

Review of the Zopa, Credit Card:

Straightforward, customer focussed

Straightforward, customer focussed Reviewed on: 16th January 2025

Automation enhanced services gives better customer s...

Automation enhanced services gives better customer services Reviewed on: 27th April 2025

It's a great app and very easy to use and nothing is...

It's a great app and very easy to use and nothing is to much trouble excellent service. Reviewed on: 27th April 2025

Easy application, great easy app to use, can monitor...

Easy application, great easy app to use, can monitor your credit score to improve. Reviewed on: 27th April 2025

Amazing Credit Card and every good customer service.

Amazing Credit Card and every good customer service. Reviewed on: 27th April 2025

It’s very easy to apply and it’s very helpful for...

It’s very easy to apply and it’s very helpful for me Reviewed on: 27th April 2025

Fantastic excellent experience

Excellent helpful easy website fantastic very helpful Reviewed on: 27th April 2025

Great customer service and support

Great customer service and support Reviewed on: 27th April 2025

Never had any trouble always friendly and polite

Never had any trouble always friendly and polite Reviewed on: 27th April 2025

I've had a fantastic experience with my Zopa Credit...

I've had a fantastic experience with my Zopa Credit Card! The application process was simple and quick, and I was kept updated every step of the way. The app is super easy to use, making it simple to track spending, set limits, and manage payments. I also really appreciate the clear communication — no hidden fees, everything is transparent. Customer service has been responsive and helpful whenever I've had a question. Overall, I highly recommend Zopa for anyone looking for a reliable, customer-friendly credit card! Reviewed on: 27th April 2025

Excellent.

Excellent. Easy use of the app as well Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews
Credit Card
from thinkmoney 1.25 from 2 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub