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Zopa: Credit Card reviews

4.93
Based on 37,095 reviews, last reviewed 5th Apr 2025
445100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful They have help me out a lot very friendly when I need to talk to them nothing is too much trouble Reviewed on: 5th April 2025
Susan Egan's avatar
Susan Egan

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37095)

Review of the Zopa, Credit Card:

Thank you Zopa

5
I have had a Zopa credit card for a few years and have always found it easy to manage. I got the card to help build my credit score and since having it I have noticed a massive improvement. I was given a manageable credit limit which was increased after a while. Reviewed on: 31st March 2025

Very helpful

5
They have help me out a lot very friendly when I need to talk to them nothing is too much trouble Reviewed on: 5th April 2025

Great service.

5
Great service. I use my card and repay and I have no complaints. Excellent company. Reviewed on: 5th April 2025

Credit card

5
I have a credit card with Zopa and they are brilliant, they only put up your credit limit when they are sure you are able to make payments. Reviewed on: 5th April 2025

Fabulous Fantastic IZopa credit cards are best and g...

5
Fabulous Fantastic IZopa credit cards are best and good customer service and attractive dealing .v helpful and fulfill bacis and long-term needs Reviewed on: 5th April 2025

Just joined Zopa and so far they've been good to me.

5
Just joined Zopa and so far they've been good to me. Reviewed on: 5th April 2025

Positive experience..

5
I've had a very positive experience with Zopa..I was very lucky to get a credit card to help with the every day things..it works for me..I can manage it well and I'd definitely recommend it to friends and family.. Reviewed on: 5th April 2025

Fast appoval of credit limit increase

5
Fast appoval of credit limit increase Reviewed on: 5th April 2025

Marvellous

5
Best ever service. Excellent and handling every matter with professionalism Reviewed on: 5th April 2025

ZOPA Credit Card Usefulness

5
I was able to use my ZOPA credit card for online International purchases, and was offered an increase in the credit limit to a useful level soon after I started using it.. Reviewed on: 5th April 2025

I am amazed and impressed with the high level of sec...

5
I am amazed and impressed with the high level of security just setting up this account I was impressed. I wish other banks could be like this hassle free and the ability to move on with your world of credit. Reviewed on: 5th April 2025

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