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Zopa: Credit Card reviews

4.93
Based on 37,102 reviews, last reviewed 6th Apr 2025
445700% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yes very good I would recommend to friends Yes very good I would recommend to friends Reviewed on: 6th April 2025
Stuart G's avatar
Stuart G

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (37102)

Brilliant

5
Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021

Brilliant service

5
I have a bad credit score and there credit card is brilliant for when u need something in a emergency would definitely recommend them. Reviewed on: 15th February 2021

Great!

5
Easy application and fantastic app! Reviewed on: 15th February 2021

Very good, straightforward banking

5
Loved using Zopa. Its been a stress free process from the beginning and they have great customer service also. Reviewed on: 15th February 2021

good service

5
very good service no problems app good Reviewed on: 15th February 2021

James lewis

5
Ok they're very helpful and quite cheap to have Reviewed on: 15th February 2021

Ease

5
Excellent online service with spending safety net Reviewed on: 15th February 2021

Would recommend

5
Great online App and would recommend to friends and family. Reviewed on: 15th February 2021

Modern credit card facility

5
Zopa is a very modern credit card service. I love the app which is easy to use, shows transactions and payments in real time, and connects well to tips for credit report improvements. Reviewed on: 15th February 2021

Great company

5
Great service. A very easy to use app Reviewed on: 15th February 2021

Review Zopa: Credit Card now

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