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Zopa: Credit card reviews

4.93
Based on 41,966 reviews, last reviewed 9th Feb 2026
166500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Custmer service are excellent and friendly,app is ea... Custmer service are excellent and friendly,app is easy to use and i like the offers they have regarding accounts and savings Reviewed on: 9th February 2026
Paul Simmonds's avatar
Paul Simmonds

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41966)

Great card

5
Brilliant card easy to work app is straight forward Reviewed on: 26th January 2022

App

5
The app is easy to use well informed Reviewed on: 26th January 2022

Easy to manage

5
Payments credited to account instantly app Easy to navigate accepted with credit rating Reviewed on: 26th January 2022

Credit card

5
Great company no hassle easy to access and use. Reviewed on: 26th January 2022

Super easy

5
From start to finish easiest and best I’ve ever come across highly recommend Reviewed on: 26th January 2022

Great

5
Precise, fair, efficient, understanding, easy to use! Reviewed on: 26th January 2022

Amazing

5
Would highly recommend zopa friendly and an amazing company Reviewed on: 26th January 2022

Out standing

5
Easy to use simple and helpful would highly recommend Reviewed on: 26th January 2022

Great bank

5
Applying was real easy and the contact between them and the end user is great. Reviewed on: 26th January 2022

Teo

5
Easy to get and spend Highly recommended Reviewed on: 26th January 2022

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