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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit building card and savings too!

Zopa were the only provider to offer me a credit card following a bad financial time and I have no complaints. Great app, easy customer services. Reviewed on: 28th January 2022

I am very happy with this card

very good card , I recomend to every one Reviewed on: 28th January 2022

Customer Services is good

Card arrived quickly. Credit limit increased within 6 months. Have no problems contacting customer service. Answer you very quickly. Reviewed on: 28th January 2022

Great service

App very easy to use and no hidden charges. Highly likely to recommend friends and family Reviewed on: 28th January 2022

Easy to apply

Quick and easy,fast delivery,easy to control your account online Reviewed on: 28th January 2022

Easy Peasy

Extremely easy to apply. App is excellent and user friendly. Would recommend Reviewed on: 27th January 2022

Friend in need is friend indeed

When no one give money It helps me when i am in emergency in need of money .thank you for providing me this account. Reviewed on: 27th January 2022

Great Credit Card

Easy to apply, received the card quickly and the app is so easy to use. Would definitely recommend Zopa to friends and family. Reviewed on: 27th January 2022

Just awsome

Really good app and the way ur worlds is brilliant creator building hear I come Reviewed on: 27th January 2022

Its amazing

Quick and easy to use with immediate balances showing Reviewed on: 27th January 2022

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