Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (32422 reviews)

View other Zopa products

4.92

Based on 32,422 reviews, last reviewed 26th Oct 2024

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zopa is a great company. Zopa is a great company. They look after their customers. I enjoy paying them as they are a fantastic credit provider Reviewed on: 23rd September 2024

Latest lowest rating:

1

Dont not use - trapped as cant transfer my balance Dont not use...it is impossible to transfer balance from Zopa to another card provider. You are trapped with them due to how they have there system se... Read more Reviewed on: 26th October 2024

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (32422)

Review of the Zopa, Credit Card:

Excellent

Happy great experience! Excellent service. Reviewed on: 14th January 2023

Dont not use - trapped as cant transfer my balance

Dont not use...it is impossible to transfer balance from Zopa to another card provider. You are trapped with them due to how they have there system set up. Its non UK compliant Reviewed on: 26th October 2024

Zopa is a great company.

Zopa is a great company. They look after their customers. I enjoy paying them as they are a fantastic credit provider Reviewed on: 23rd September 2024

good very nice good not change

good not changing goid verry good Reviewed on: 18th September 2024

Bought a car wasent happy with condition and when I...

Bought a car wasent happy with condition and when I trying to return car was delayed and basically told I have to have car in the condition I sent photos and evidence of my complaint got treating messages about my credit file being effected did return car to garage for before my first payment was due so had no car and still ended up having to pay my finance after Reviewed on: 6th September 2024

Zopa,Responsible lender

I started my journey with Zopa with a £200 card limit, I used and kept on top of my balance for around 12 months until I was offered a modest increase, I could now borrow upto £600 pound which means a great deal of flexibility for me, finally last year my limit was increased to £1300 pounds which is brilliant peace of my in these uncertain economic times. Reviewed on: 3rd September 2024

Fair limits and easy to use.

I’ve had my Zopa card for around 2 years now and they’ve been great at helping me rebuild my credit. They gave me a fair initial limit and have increased it several times once I had shown I was able to manage my account well. There are some great features, such as a “credit cushion” allowing you to lock away part of your credit limit for emergencies. The app offers lots of info on how you can improve your credit and shows when you’re eligible to apply for other products. It also offers foreign exchange fees which makes it great for travel. Reviewed on: 22nd July 2024

Clear fair credit limit

Clear fair credit limit and support always available Reviewed on: 14th June 2024

Zopa is helping me build my credit score

Zopa is helping me build my credit score Reviewed on: 11th June 2024

Great credit card

Had a zopa credit card for few years a d it's really helping improve my credit rating. Also give you free credit check each month to keep track. Reviewed on: 8th June 2024

Excellent C.Card Service

An excellent, quick and easy to use facilities and very quick decision making Reviewed on: 3rd June 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub