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Zopa: Personal Loan reviews

4.94
Based on 63,887 reviews, last reviewed 15th Apr 2025
20% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using zopa for just short of a year and ne... I've been using zopa for just short of a year and never had a bad experience with them. Their customer service is great especially when it comes to he... Read more Reviewed on: 15th April 2025
Matthew J's avatar
Matthew J

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63887)

Review of the Zopa, Personal Loan:

Easy fast service quick payment and easy to pay back...

5
Easy fast service quick payment and easy to pay back Reviewed on: 12th April 2025

Great service easy application excellent communication

5
Great service easy application excellent communication Reviewed on: 11th April 2025

Helped me save money...

5
I wanted a consolidation loan to pay a credit card off, that was more than i was eligible for. A customer service advisor helped me by taking a few extra security details, and a copy of my passport and it was agreed in a few minutes, others just refused, whereas Zopa helped me save money as its much cheaper than the credit card i had. Reviewed on: 11th April 2025

I've not taken a loan , However, Zopa credit card is...

5
I've not taken a loan , However, Zopa credit card is absolutly fantastic easy to apply for & easy to get. In addition , zopa customer service is hrlpful ,,& always there online to chat, call or email & no long wait to get help Reviewed on: 11th April 2025

Fast and easy.

5
Really easy application process. Funds were in my bank account really quick Reviewed on: 11th April 2025

I’ve had a few loans from Zopa, Everytime they make...

5
I’ve had a few loans from Zopa, Everytime they make the experience as easy as possible and with the app I’m able to follow my payments with ease. I would really recommend Reviewed on: 10th April 2025

Personal loan, good rates quick response!

5
Personal loan, good rates quick response! I need the money towards a car and it is my second loan with zopa, super helpful and very efficient. Would def recommend Reviewed on: 10th April 2025

Zopa has good customer service and they respond to q...

5
Zopa has good customer service and they respond to queries quickly Reviewed on: 10th April 2025

Got scammed on the Internet,and they were very helpf...

5
Got scammed on the Internet,and they were very helpful and quick to refund my money. Reviewed on: 10th April 2025

Always quick decision and prompt money advances

5
Always quick decision and prompt money advances Reviewed on: 10th April 2025

Quick and prompt, excellent communication, held my h...

5
Quick and prompt, excellent communication, held my hand all the way Reviewed on: 10th April 2025

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