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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very professional, competitive and helpful

Very quick, excellent customer service Reviewed on: 19th December 2016

Top company

Have used zopa a few times now for my personal loans love the flexibility and always a pleasure to deal with Reviewed on: 19th December 2016

First class !!! Simple as that

From start to finish Zopa are first class in all departments from ease of applying to Brilliant customer service! Thank you Zopa Reviewed on: 19th December 2016

Really easy

If you want a loan go to Zopa, fill in your details online (no paperwork), if ok, money in the bank, its as simple as that Reviewed on: 19th December 2016

Competitive rates. Easy access. Excellent service.

I know a loan arranger who could not believe the interest rate that I received. Now he recommends Zopa Reviewed on: 19th December 2016

Simple and honest!

The website is simple, clear and easily understood. Reviewed on: 19th December 2016

Simply...the best

Approved in seconds. Reviewed on: 19th December 2016

Simply the best

Extremely competitive and simple process to request a loan Reviewed on: 19th December 2016

Taking out a loan

I have a very good banking history including a Credit card and have never been in debt yet my bank Lloyds mess me around for months when I needed money to change my car. And it took Zopa only 3 days. Thanks Reviewed on: 19th December 2016

The Best offer

I visited a comparison website and found that my existing bank and Zopa offered the best deals for the loan I required. I applied to my bank first but they came back with a higher rate than expected so contacted Zopa, the deal quoted was as per the comparison site so it was an easy decision, the process was simple and the loan was approved very quickly, a very happy customer. Reviewed on: 19th December 2016

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