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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
45% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Efficient, efficient easy to use provider

5
Efficient, efficient easy to use provider Reviewed on: 7th March 2024

brilliant company to deal with

5
Whenever I have had to contact them the staff are very helpful and friendly. they are professional and know their products and how to best help your individual situation Reviewed on: 7th March 2024

Excellent, loan given when I needed at the right time

5
Excellent, loan given when I needed at the right time Reviewed on: 7th March 2024

Good experience with Zopa

5
I had a good experience, flexible loan start date too. Reviewed on: 7th March 2024

Zopa is quick and easy

5
Zopa was easy to set up and is easy to access and maintain Reviewed on: 7th March 2024

Very simple to access through the app.

5
Very simple to access through the app. Reviewed on: 7th March 2024

Hi I'm so stressed i need a loan for my dipht i try...

5
Hi I'm so stressed i need a loan for my dipht i try to find out on web lucky I've got affordable loan find it .. money straight away in few hours in account.. then my husband applied to he get straight away to ..thank you so much .. In future I'm happy to get some more to ... i wasih pay back early but these days lot a expense..so i rockmond all family..friends... Reviewed on: 7th March 2024

Sant foarte multumit ma ajutat foarte mult cand am...

5
Sant foarte multumit ma ajutat foarte mult cand am avut nevoe Reviewed on: 7th March 2024

First Class Service.

5
From start to finish the whole process from completing the application form, to the money coming into the bank was smooth and efficient. Brilliant. Reviewed on: 7th March 2024

very simple process .

5
very simple process . excellent easy to use app. Reviewed on: 7th March 2024

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