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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Zopa is the best

Best company to borrow loan. When you need a loan it is so hassle free and you will have your loan in your bank account within 24 hours.. Reviewed on: 9th March 2024

excellent service

Easy to apply for loan and easy to contact if any queries Reviewed on: 9th March 2024

Easy to access and keep track of

Very easy to access via online an online portal, easy to track payments and dates via an app on a smart phone. Email updates about payment dates made accessing the loan and payment terms easy. Reviewed on: 8th March 2024

Great company

Very good company and easy to do business with especially if you need financial help at short notice which I did and am very grateful for their help. The application process was understandable and straightforward. I had a very quick response for a decision so very happy. Thank you Zopa Reviewed on: 8th March 2024

Great competitive terms and quick service.

Great competitive terms and quick service. Very efficient, friendly and helpful staff. Money into bank account wiithin days of approval. Reviewed on: 8th March 2024

There when I needed a little help in life

There when I needed a little help in life Reviewed on: 8th March 2024

Super easy to set up a loan and ensured my payments...

Super easy to set up a loan and ensured my payments were affordable. Really easy to overpay and manage. Reviewed on: 8th March 2024

Easy Setup, no hassle and fast approval

Easy Setup, no hassle and fast approval Reviewed on: 8th March 2024

Great Service - No issues - Wish there was a top uo...

Great Service - No issues - Wish there was a top uo Service Reviewed on: 7th March 2024

Quick , easy and efficient.

Quick , easy and efficient. I have no complaints at all. If you need a loan. Look no further. Reviewed on: 7th March 2024

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