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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

70% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Easy Quick & Friendly

I needed a quick and easy loan , I was told about Zopa by friends . So I gave them a call a few minutes later all done . I would definitely recommend zopa Reviewed on: 3rd January 2018

Loans that work for all

The Zopa experience has been flexible and their systems are transparent and easy. Interest rates are reasonable and I guess they provide a reasonable rate of return to backers. Reviewed on: 3rd January 2018

Brilliant service with no issues

I found the initial process with Zopa fast and efficient and I haven’t had any problems with them at all. I like the statements they issue, they are very clear. I would have no problem using them again or recommending them to others. Reviewed on: 3rd January 2018

Brilliant

I have always looked for a means to show my appreciation for helpful Zopa has been when I desperately needed a loan. The very first loan I was able to secure, with a very low interest. Very pleased and happy to have a second go if I need another loan. B. H. Harry. Reviewed on: 3rd January 2018

Quick and Easy

I found the website easy to use and received a response very quickly. Very impressed with the service I received and would recommend Zopa. Reviewed on: 3rd January 2018

Straight forward lending at very competitive pricing

Straight forward lending at very competitive pricing. Brilliant online account. No need to contact customer services. Quick. Reviewed on: 3rd January 2018

Best Rates for Low score

Very affordable rates , within your budget and much better then credit cards Reviewed on: 3rd January 2018

Excellent

Its a great way to see how much your loan will cost based on your credit rating Reviewed on: 3rd January 2018

Amazing quick better than any bank

Superb can’t rate the service more! Quick easy, and great rates! Reviewed on: 3rd January 2018

Great service

Fast friendly service, always kept up to date with easy accessible online tools to help manage your account. Reviewed on: 3rd January 2018

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