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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

70% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Trustworthy, swift and very competitive

Easy to apply, recognising my good credit rating quickly and offering hard to beat interest rates. All done and in the bank within a couple of days. Great service. Reviewed on: 3rd January 2018

Quick and easy

Easy to set up, good interest rates and direct debits collected on time. Reviewed on: 3rd January 2018

Great loan provider

Application easy, money arrived fast and good communication! Reviewed on: 3rd January 2018

No fuss loans

I'm very pleased with the loan I took out.there was no fuss. all straight forward and good interest rates Reviewed on: 3rd January 2018

Excellent

Quick, easy & very efficient company to deal with. Reviewed on: 3rd January 2018

Easy, quick and very good rates

Very happy with Zopa. Very good rates and nothing hidden to worry about. Fast response to loan equity submission and money in the bank. Reviewed on: 3rd January 2018

Great service

Easy fast and low interest , whats not to like? Reviewed on: 3rd January 2018

Quality

This is the third time i have used zopa . Excellent service i would highly recommend Reviewed on: 3rd January 2018

Quick, friendly and flexible

Zopa offer a great service, with timely responses, good value for money and flexible options - this is how a personal loan should be provided! Reviewed on: 3rd January 2018

Good company

Very good company would highly recommend Reviewed on: 3rd January 2018

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