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Zopa: Personal loan reviews

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4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
81% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Best rates going

5
Cheapest interest rates and very easy to apply, had the money in my bank in 3 days definitely could not complain at all Reviewed on: 3rd January 2018
Gareth coulter's avatar
Gareth coulter

Competitive and easy to deal with

5
Already had a loan with Zopa which had a year or so to go. Managed to re-loan with a bit extra to consolidate other debt and managed to keep the repayment around the same amount as new loan was at a cheaper rate, result! Found the whole online process easy and painless with regular updates on what was happening. Thanks Reviewed on: 3rd January 2018
Gerald Garner's avatar
Gerald Garner

Online, hassle free loans... thank you Zopa

5
I had reason to take out a couple of personal loans. Compared with the application process for many banks and other organisations, the Zopa route was hassle free and all done online - no follow-up phone calls to check more details etc. I also really like their online dashboard where you can track your loans, see payment progress etc :) . Reviewed on: 3rd January 2018
M R's avatar
M R

No issues with this Company

5
Have dealt with Zopa on two occasions, always good too deal with and competitive rates. Definitely recommend Reviewed on: 3rd January 2018
Cameron Cammy McRae's avatar
Cameron Cammy McRae

Fantastic

5
Great interest rates and brilliant communication Reviewed on: 3rd January 2018
Matthew Shaw's avatar
Matthew Shaw

Straightforward

5
Quick and easy process. Simple to upload documents. Best rates. All you need. Reviewed on: 3rd January 2018
Sue Graves's avatar
Sue Graves

Brilliant service

5
Really efficient & good advice on which Loan was best, would highly recommend Reviewed on: 3rd January 2018
Christian Derrick's avatar
Christian Derrick

Fantastic

5
In all my years, Iv never experienced a more professional, quick and convenient service from a loan provider. There was no pressure or hassle, can’t fault ZOPA Reviewed on: 3rd January 2018
Terry McIlroy's avatar
Terry McIlroy

Amazing, Hassle free loan company

5
My husband and I were looking for a loan to help us manage our bills as they got a bit out of hand. We were a little worried about our credit ratings until we came across Zopa! We were thrilled when we were accepted with absolutely hassle free , straight forward , excellent customer service. We were accepted in only a few days and the money was in our account pretty quickly. I would definitely recommend this company to family and friends if they needed a helping hand. Thank you Zopa. Reviewed on: 3rd January 2018
Teresa ASHWORTH's avatar
Teresa ASHWORTH

Great Rate, Great Service

5
The rate we received from Zopa was very competitive and the decision took no time at all. Would highly recommend others to consider using Zopa for any borrowing. Reviewed on: 3rd January 2018
Leo Lanksford's avatar
Leo Lanksford

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